Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1096–1110 of 4,640 results
- Unity Catholic FCUTerm Share CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.70%APY$754 over 24 months on $10,0003.65% interest rate · Effective Oct 23, 2026
Rate checked
More details - Security BankUSACertificate of DepositCD · 24 months · $500 min · 3.44%–3.80% by balance
Bank · Add a location to see nearby branches
3.70%APY$754 over 24 months on $10,000Requirements
Product: Rates current as of October 23, 2026. Interest rate is paid on the entire balance. Interest Rate and APY may change after account is opened. Fees may reduce earnings certificate. Early withdrawals are subject to penalty. 36, 48, & 60 Month Certificate of Deposit are option CDs, which allows you to change the rate once during the term of the certificate.
3.40% interest rate · Effective Oct 23, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $500 – $10,000 3.44% $10,000 – $25,000Your amount 3.70% $25,000 – $1,000,000,000 3.80% Rate checked
More details - Fortera Credit UnionSmart Start Variable Rate CertificateCD · 24 months · $100 min
Credit union · Add a location to see nearby branches
3.70%APY$754 over 24 months on $10,000Requirements
Product: Additional deposits allowed during the term, $5 minimum. The dividend rate & APY are subject to change during the term. Must meet eligibility requirements and have a Share Savings Account.
Offer: Additional deposits allowed during the term, $5 minimum. Dividend rate & APY subject to change during the term.
3.65% interest rate · Effective Oct 5, 2026
Rate checked
More details - National Grand BankCertificate of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
3.70%APY$754 over 24 months on $10,0003.64% interest rate · Effective Oct 21, 2026
Rate checked
More details - Arlington Community Federal Credit UnionShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.70%APY$754 over 24 months on $10,000with conditionsRequirements
Product: Membership eligibility requirements apply. Penalty for early withdrawal may be imposed. Fees may reduce earnings. Minimum to earn dividends is $500. Platinum APYs are 0.10% higher for members maintaining total combined monthly household average balances of $50,000+.
Offer: Platinum APY with Relationship Rewards (combined monthly household average balances $50,000+)
Qualified rate · Effective Apr 17, 2026
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More details - Liberty BankCertificates of DepositCD · 24 months · $2,500 min
Bank · Add a location to see nearby branches
3.70%APY$754 over 24 months on $10,000Requirements
Product: Must be present to open account. Penalty will be assessed for early withdrawal: 3–11 month terms: 90 days' interest; 12–23 month terms: 180 days' interest; 24 months or longer: 365 days' interest. Compounded daily. Average daily balance calculation method.
3.64% interest rate · Compounded daily · Balance cap $99,999
Rate checked
More details - Gate City BankCertificate of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
3.70%APY$754 over 24 months on $10,0003.70% interest rate · Effective Oct 22, 2026
Rate checked
More details - Andrews Federal Credit UnionFixed Rate Share CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.70%APY$754 over 24 months on $10,000Requirements
Product: Must open and maintain a minimum $1,000 balance to earn advertised APY. Must fund within 10 days of opening online. Dividends compounded and credited quarterly. Penalties apply for early withdrawal.
Offer: Must open and maintain a minimum $1,000 balance to earn advertised APY. Early withdrawal penalties apply.
3.65% interest rate
Rate checked
More details - Andrews Federal Credit UnionRaise Your Rate Share CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.70%APY$754 over 24 months on $10,000Requirements
Product: Offers up to a maximum of 3 opportunities to request a rate raise to the current Fixed Rate Share Certificate rate of the same term. Account must be opened for at least 6 months before first rate raise, and at least 6 months between raises. Minimum $1,000 deposit and balance. Dividends compounded and credited quarterly. Early withdrawal penalties apply.
Offer: Must open and maintain a minimum $1,000 balance to earn advertised APY. Up to 3 rate raises allowed over term (once every 6 months). Early withdrawal penalties apply.
3.65% interest rate
Rate checked
More details - Arizona Central Credit UnionCertificates of DepositCD · 24 months · $1,000 min · 3.70%–3.80% by balance
Credit union · Add a location to see nearby branches
3.70%APY$754 over 24 months on $10,000Requirements
Product: Membership with credit union required by opening a Share Savings account with a minimum balance of $5. Dividends compounded and paid monthly. Early withdrawal penalties may apply.
3.64% interest rate · Effective Sep 15, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 – $100,000Your amount 3.70% $100,000 and upJumbo CD tier 3.80% Rate checked
More details - Baltic State BankCertificates of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
3.70%APY$754 over 24 months on $10,000Requirements
Product: Minimum deposit of $500 to open. 2 forms of identification required. Additional deposits are not allowed during term. Early withdrawals may be subjected to penalties. Automatically renewed upon maturity with a 10-day grace period. Open at any office or online (online for existing customers only).
Offer: Early withdrawal penalty applies. Minimum balance to obtain APY is $500.00. Automatic renewal with 10-day grace period.
3.64% interest rate · Effective Oct 8, 2026
Rate checked
More details - ESB Banking & InsuranceCertificates of DepositCD · 24 months · $1,000 min · 3.60%–3.70% by balance
Bank · Add a location to see nearby branches
3.70%APY$754 over 24 months on $10,000Requirements
Product: Requires a $1,000 minimum opening deposit. Higher rates/APYs on balances of $10,000 or more. Options include Compounding Plan, Auto Deposit Plan, and Check Plan. Terms of 2 years or greater can be converted to cash or another investment at half-term without penalty (10-day grace period; optional conversion date notification is $10.00). Substantial penalty for early withdrawal. Automatically renewable unless stated otherwise.
Offer: Check Plan (Interest via check); balance less than $10,000. Convertible at half term without penalty.
3.60% interest rate · Effective Aug 5, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 and up 3.60% $10,000 and upYour amount 3.70% Rate checked
More details - First National BankCertificates of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
3.70%APY$754 over 24 months on $10,000Requirements
Product: Rates as of: October 9, 2026. Rates are subject change, for the most current rates please contact us at 434.369.3000. A penalty will be imposed for early withdrawal (except No Penalty). Interest rate and APY may change after opening. Daily balance calculation. Fees could reduce earnings.
Offer: 2 Year CD. Early withdrawal penalty applies.
3.65% interest rate · Effective Oct 9, 2026
Rate checked
More details - Texas DPS Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.70%APY$754 over 24 months on $10,000Requirements
Product: Membership share account required for all savings, checking, Certificates, and IRA accounts. Early penalty may be assessed for early withdrawal. Open with a minimum deposit of $500.00 to earn APY. All Certificate rates and information are subject to change without prior notice. Restrictions do apply, minimum initial deposit is $500.00. Penalty for early withdrawal may reduce earnings.
Offer: Dividends compounded monthly. Minimum deposit of $500.00 to earn APY. Penalty for early withdrawal may reduce earnings.
3.64% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate checked
More details - AMOCO Federal Credit UnionBump-Up CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.70%APY$754 over 24 months on $10,000Requirements
Product: Subject to membership eligibility. Lets you boost your rate one time if term rates go up at any point during your certificate's term. Early withdrawal penalties apply. Minimum deposit required is $1,000.
Offer: Allows a one-time rate bump if rates rise during term. Early withdrawal penalties apply.
3.64% interest rate · Effective Oct 1, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,640 CDs at 4,046 banks and credit unions · checked Oct 22–25
- Typical
- 3.06%
- Top 10% from
- 4.07%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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