Credit union · NCUA insured
Unity Catholic FCU CD Rates
Unity Catholic FCU’s best CD rate is 4.06% APY on a 25-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Unity Catholic FCU’s CD rates compare
Compared with banks and credit unions near Cleveland, OH, where Unity Catholic FCU has the most branches. $10,000, best rate first.
This credit union’s best
Unity Catholic FCU
4.06%APY
- Term
- 25 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $864
Term Share Certificates
Top rate
7 17 Credit Union
4.75%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $2,612
2nd-highest rate
First Federal Savings of Lorain
4.60%APY
- Term
- 35 months
- Requires
- Another account
- Minimum
- $250
- Earns on $10,000
- $1,402
Unity Catholic FCU CD score
86
CD score
Higher than 74% of U.S. banks and credit unions
- 3–8 months3–8 mo3.70%
- 9–15 months9–15 mo3.80%
- 16–30 months16–30 mo4.06%
- 31–60 months31–60 mo3.60%
- QualifiedQualified4.06%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Unity Catholic FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Certificates
Up to 4.06%APY · 9 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.44% | $171 |
| 7 monthsSpecial Term Share | 3.70% | $214 |
| 12 months | 3.65% | $365 |
| 13 monthsSpecial Term Share | 3.80% | $412 |
| 24 months | 3.55% | $723 |
| 25 monthsSpecial Term Share | 4.06% | $864 |
| 36 months | 3.55% | $1,103 |
| 48 months | 3.60% | $1,520 |
| 60 months | 3.60% | $1,934 |
Sources (1)
- unitycatholiccu.org/current-rates · captured Oct 6, 2026
Special-purpose accounts
IRA Share Certificate
Up to 4.11%APY · 3 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.70% | $370 |
| 24 months | 3.60% | $733 |
| 60 months | 4.11% | $2,231 |
Sources (1)
- unitycatholiccu.org/current-rates · captured Oct 6, 2026
Who can join Unity Catholic FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the Catholic Diocese of Cleveland or Byzantine Catholic Eparchy of Parma are eligible to join.
- Organizations or corporate entities of the Catholic Diocese of Cleveland or Byzantine Catholic Eparchy of Parma are eligible to join.
- Members of a church parish of the Catholic Diocese of Cleveland or Byzantine Catholic Eparchy of Parma are eligible to join.
- Persons receiving services or volunteering with outreach organizations of the Catholic Diocese of Cleveland or Byzantine Catholic Eparchy of Parma are eligible to join.
Military, government and schools
- Students in any school or university of the Catholic Diocese of Cleveland or Byzantine Catholic Eparchy of Parma are eligible to join.
Family and household
- Family members of existing Unity Catholic members are eligible to join.
Cost to join
- An initial deposit of $5 is required to open an account.
Membership information collected October 5, 2026.