Bank · FDIC insured
Liberty Bank
A $206M bank headquartered in Poulsbo, WA, with 1 branch in Washington. Best rates: CDs 4.00% and savings 0.10% APY.
Liberty Bank Carrot Score
74
Carrot Score
Higher than 37% of U.S. banks and credit unions
#5 of 17 in Bremerton, WA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Liberty Bank
- Headquarters
- 20150 7th Ave Ne, Poulsbo, WA 98370
- FDIC certificate
- 58778 ↗
Branches
1 branch in Washington
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Washington
1 branch
- Liberty BankMain office20150 7th Ave Ne, Poulsbo, WA 98370Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.35% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.14% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.36% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $102 | $81 | — |
- CapitalLeverage ratio9.35%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.14%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.36%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$102Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Liberty Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.