Credit union · NCUA insured
Arlington Community Federal Credit Union CD Rates
Arlington Community Federal Credit Union’s best CD rate is 3.70% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Arlington Community Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Arlington Community Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Arlington Community Federal Credit Union
3.80%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $380
Share Certificate
Top rate
Tower Federal Credit Union
5.20%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,067
2nd-highest rate
Apple FCU
5.00%APY
- Term
- 70 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $3,292
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.80%APY · 8 terms
Membership eligibility requirements apply. Penalty for early withdrawal may be imposed. Fees may reduce earnings. Minimum to earn dividends is $500. Platinum APYs are 0.10% higher for members maintaining total combined monthly household average balances of $50,000+.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.60% | $178 |
| 6 monthsPlatinum APY with Relationship Rewards (combined monthly household average balances $50,000+) | 3.70% | $183 |
| 12 months | 3.70% | $370 |
| 12 monthsPlatinum APY with Relationship Rewards (combined monthly household average balances $50,000+) | 3.80% | $380 |
| 15 months | 3.70% | $465 |
| 15 monthsPlatinum APY with Relationship Rewards (combined monthly household average balances $50,000+) | 3.80% | $477 |
| 18 months | 3.55% | $537 |
| 18 monthsPlatinum APY with Relationship Rewards (combined monthly household average balances $50,000+) | 3.65% | $552 |
| 24 months | 3.60% | $733 |
| 24 monthsPlatinum APY with Relationship Rewards (combined monthly household average balances $50,000+) | 3.70% | $754 |
| 36 months | 3.55% | $1,103 |
| 36 monthsPlatinum APY with Relationship Rewards (combined monthly household average balances $50,000+) | 3.65% | $1,135 |
| 48 months | 3.60% | $1,520 |
| 48 monthsPlatinum APY with Relationship Rewards (combined monthly household average balances $50,000+) | 3.70% | $1,564 |
| 60 months | 3.65% | $1,963 |
| 60 monthsPlatinum APY with Relationship Rewards (combined monthly household average balances $50,000+) | 3.75% | $2,021 |
Jumbo Share Certificate
Up to 3.70%APY · 3 terms
Penalty for early withdrawal may be imposed. Fees may reduce earnings. Minimum to earn dividends is $100,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.60% | — |
| 12 months | 3.70% | — |
| 24 months | 3.60% | — |
Sources (3)
All captured Oct 22, 2026
No-Penalty Certificate
Up to 3.70%APY · 1 term
No penalty when balance is withdrawn anytime during the term. Not eligible for IRA certificates. Automatic renewal options available. Minimum to earn dividends is $500. Platinum APYs are 0.10% higher with Relationship Rewards at Platinum level (combined monthly household average balances $50,000+).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 15 months | 3.60% | $452 |
| 15 monthsPlatinum APY with Relationship Rewards (combined monthly household average balances $50,000+) | 3.70% | $465 |
Special-purpose accounts
IRA Certificate
Up to 3.80%APY · 8 terms
For members with retirement accounts. Traditional/Roth IRA wrappers supported. Membership eligibility requirements apply. Penalty for early withdrawal may be imposed. Fees may reduce earnings. Minimum to earn dividends is $500. Platinum APYs are 0.10% higher for members maintaining total combined monthly household average balances of $50,000+.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.60% | $178 |
| 6 monthsPlatinum APY with Relationship Rewards (combined monthly household average balances $50,000+) | 3.70% | $183 |
| 12 months | 3.70% | $370 |
| 12 monthsPlatinum APY with Relationship Rewards (combined monthly household average balances $50,000+) | 3.80% | $380 |
| 15 months | 3.70% | $465 |
| 15 monthsPlatinum APY with Relationship Rewards (combined monthly household average balances $50,000+) | 3.80% | $477 |
| 18 months | 3.55% | $537 |
| 18 monthsPlatinum APY with Relationship Rewards (combined monthly household average balances $50,000+) | 3.65% | $552 |
| 24 months | 3.60% | $733 |
| 24 monthsPlatinum APY with Relationship Rewards (combined monthly household average balances $50,000+) | 3.70% | $754 |
| 36 months | 3.55% | $1,103 |
| 36 monthsPlatinum APY with Relationship Rewards (combined monthly household average balances $50,000+) | 3.65% | $1,135 |
| 48 months | 3.60% | $1,520 |
| 48 monthsPlatinum APY with Relationship Rewards (combined monthly household average balances $50,000+) | 3.70% | $1,564 |
| 60 months | 3.65% | $1,963 |
| 60 monthsPlatinum APY with Relationship Rewards (combined monthly household average balances $50,000+) | 3.75% | $2,021 |
Sources (3)
All captured Oct 22, 2026
Share Builder Certificate
Up to 3.80%APY · 1 term
Add money anytime during the term. Early withdrawal fees may apply. Minimum to earn dividends is $25. Platinum APYs are 0.10% higher with Relationship Rewards at Platinum level (combined monthly household average balances $50,000+). Stated as also applying to Traditional, Roth, and Coverdell Savings Accounts.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.70% | $370 |
| 12 monthsPlatinum APY with Relationship Rewards (combined monthly household average balances $50,000+) | 3.80% | $380 |
Sources (3)
All captured Oct 22, 2026
IRA Jumbo Share Certificate
Up to 3.70%APY · 3 terms
Available as Traditional or Roth IRA. Minimum $100,000 to open and earn stated APY. Penalty for early withdrawal may be imposed. Fees may reduce earnings. Platinum rewards available for members maintaining total combined monthly household average balances of $50,000+.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.60% | — |
| 12 months | 3.70% | — |
| 24 months | 3.60% | — |
Sources (1)
- arlingtoncu.org/retirement-savings · captured Oct 22, 2026
Who can join Arlington Community Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.