Bank · FDIC insured
Liberty Bank CD Rates
Liberty Bank’s best CD rate is 4.00% APY on a 7-month CD. Terms run from 3 months to 3 years. Rates checked October 22, 2026.
How Liberty Bank’s CD rates compare
Compared with banks and credit unions near Bremerton, WA, where Liberty Bank has the most branches. $10,000, best rate first.
This bank’s best
Liberty Bank
4.00%APY
- Term
- 7 months
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000
- $231
7 Month CD Special
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
First Fed Bank
4.20%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000
- $456
Liberty Bank CD score
87
CD score
Higher than 75% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo3.60%
- 16–30 months16–30 mo3.70%
- 31–60 months31–60 mo3.75%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Liberty Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
7 Month CD Special
4.00%APY · 1 term
New money only (deposits not currently held at Liberty Bank). Maximum deposit limit $250,000. Limit 1 certificate per tax identification number. Must be present to open account. Penalty for early withdrawal. Unless told otherwise in writing, account upon maturity will match terms of then current 6 month certificate of deposit.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsNew money only. Maximum deposit limit $250,000. Limit 1 certificate per tax identification number. Converts to 6 month CD upon maturity unless notified otherwise | 4.00% | $231 |
Sources (1)
- libertybanknw.com/7-month-cd-special · captured Oct 22, 2026
Jumbo Certificates of Deposit
Up to 3.85%APY · 6 terms
Must be present to open account. Penalty will be assessed for early withdrawal: 3–11 month terms: 90 days' interest; 12–23 month terms: 180 days' interest; 24 months or longer: 365 days' interest. Compounded daily. Average daily balance calculation method.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.50% | — |
| 6 months | 3.60% | — |
| 12 months | 3.70% | — |
| 18 months | 3.75% | — |
| 24 months | 3.80% | — |
| 36 months | 3.85% | — |
Sources (1)
- libertybanknw.com/rates · captured Oct 22, 2026
Certificates of Deposit
Up to 3.75%APY · 6 terms
Must be present to open account. Penalty will be assessed for early withdrawal: 3–11 month terms: 90 days' interest; 12–23 month terms: 180 days' interest; 24 months or longer: 365 days' interest. Compounded daily. Average daily balance calculation method.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.40% | $84 |
| 6 months | 3.50% | $173 |
| 12 months | 3.60% | $360 |
| 18 months | 3.65% | $552 |
| 24 months | 3.70% | $754 |
| 36 months | 3.75% | $1,168 |
Sources (1)
- libertybanknw.com/rates · captured Oct 22, 2026
Special-purpose accounts
IRA Certificates of Deposit
Up to 3.65%APY · 5 terms
Must be present to open account. Penalty will be assessed for early withdrawal: 3–11 month terms: 90 days' interest; 12–23 month terms: 180 days' interest; 24 months or longer: 365 days' interest. Compounded daily. Average daily balance calculation method. Tax-advantaged retirement savings. Distribution restrictions apply according to IRS rules.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.40% | $169 |
| 12 months | 3.50% | $350 |
| 18 months | 3.55% | $537 |
| 24 months | 3.60% | $733 |
| 36 months | 3.65% | $1,135 |
Sources (2)
All captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.