Bank · FDIC insured
National Grand Bank CD Rates
National Grand Bank’s best CD rate is 4.25% APY on a 13-month CD. Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How National Grand Bank’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where National Grand Bank has the most branches. $10,000, best rate first.
This bank’s best
National Grand Bank
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
Certificate of Deposit
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
National Grand Bank CD score
92
CD score
Higher than 93% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo4.25%
- 31–60 months31–60 mo4.25%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where National Grand Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.25%APY · 12 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.50% | $86 |
| 6 months | 3.50% | $173 |
| 12 months | 3.70% | $370 |
| 13 months | 4.25% | $461 |
| 18 months | 3.70% | $560 |
| 24 months | 3.70% | $754 |
| 25 months | 4.25% | $906 |
| 30 months | 3.70% | $951 |
| 33 months | 4.25% | $1,213 |
| 36 months | 3.70% | $1,152 |
| 48 months | 3.75% | $1,587 |
| 60 months | 3.75% | $2,021 |
Special-purpose accounts
IRA Certificate of Deposit
Up to 4.25%APY · 11 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.50% | $173 |
| 12 months | 3.70% | $370 |
| 13 months | 4.25% | $461 |
| 18 months | 3.70% | $560 |
| 24 months | 3.70% | $754 |
| 25 months | 4.25% | $906 |
| 30 months | 3.70% | $951 |
| 33 months | 4.25% | $1,213 |
| 36 months | 3.70% | $1,152 |
| 48 months | 3.75% | $1,587 |
| 60 months | 3.75% | $2,021 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.