Credit union · NCUA insured
AMOCO Federal Credit Union
A $1.5B credit union, the 329th largest of 4,329, headquartered in Texas City, TX, with 96,998 members and 11 branches in Texas. Best rates: CDs 4.50% and savings 0.01% APY.
AMOCO Federal Credit Union Carrot Score
83
Carrot Score
Higher than 62% of U.S. banks and credit unions
#49 of 107 in Houston, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About AMOCO Federal Credit Union
- Headquarters
- 6807 Emmett F Lowry Expy Ste 200, Texas City, TX 77591
- NCUA charter
- 2441
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of more than 560 partner companies offering AMOCO @Work as an employee benefit are eligible for membership.
Branches
11 branches in Texas
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Texas
11 branches
- Alvin Branch1299 E Highway 6, Alvin, TX 77511Directions
- Bay Colony Branch3350 Cross Colony Dr, Dickinson, TX 77539Directions
- Friendswood235 E Parkwood Ave, Friendswood, TX 77546Directions
- Galveston Branch6216 Broadway St, Galveston, TX 77551Directions
- Clear Lake Bay Area2585 Bay Area Blvd, Houston, TX 77058Directions
- Clear Lake City Branch1150 Clear Lake City Blvd, Suite 101, Houston, TX 77062Directions
- Magnolia Creek Branch4510 W League City Pkwy, League City, TX 77573Directions
- Tuscan Lakes Branch1692 E League City Pkwy, League City, TX 77573Directions
- Santa Fe Branch4120 FM 1764 Rd, Santa Fe, TX 77517Directions
- Marathon GBR-HESS2401 5th Ave S, Texas City, TX 77590Directions
- Texas City Branch (New)2320 Texas Ave, Texas City, TX 77590Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.20% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.93% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.36% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $93 | $88 | — |
- CapitalNet worth ratio9.20%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.93%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.36%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$93Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of AMOCO Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.