Credit union · NCUA insured
Texas DPS Credit Union CD Rates
Top CarrotTexas DPS Credit Union’s best CD rate is 3.70% APY on a 2-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How Texas DPS Credit Union’s CD rates compare
Compared with banks and credit unions near Austin, TX, where Texas DPS Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Texas DPS Credit Union
3.70%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $754
Share Certificates
Top rate
First National Bank of Bastrop
5.00%APY
- Term
- 7 months
- Minimum
- $10,000
- Earns on $10,000
- $289
2nd-highest rate
Austin Capital Bank
4.58%APY
- Term
- 3 months
- Minimum
- $1,000
- Earns on $10,000
- $113
Texas DPS Credit Union CD score
82
CD score
Higher than 58% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo3.65%
- 16–30 months16–30 mo3.70%
- 31–60 months31–60 mo3.65%
- QualifiedQualified3.70%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Texas DPS Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.70%APY · 4 terms
Membership share account required for all savings, checking, Certificates, and IRA accounts. Early penalty may be assessed for early withdrawal. Open with a minimum deposit of $500.00 to earn APY. All Certificate rates and information are subject to change without prior notice. Restrictions do apply, minimum initial deposit is $500.00. Penalty for early withdrawal may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsDividends compounded monthly. Minimum deposit of $500.00 to earn APY. Penalty for early withdrawal may reduce earnings | 3.50% | $173 |
| 12 monthsDividends compounded monthly. Minimum deposit of $500.00 to earn APY. Penalty for early withdrawal may reduce earnings | 3.65% | $365 |
| 24 monthsDividends compounded monthly. Minimum deposit of $500.00 to earn APY. Penalty for early withdrawal may reduce earnings | 3.70% | $754 |
| 36 monthsDividends compounded monthly. Minimum deposit of $500.00 to earn APY. Penalty for early withdrawal may reduce earnings | 3.65% | $1,135 |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
Individual Retirement Accounts Certificate
Up to 3.70%APY · 3 terms
Membership share account required for all savings, checking, CDs and IRA accounts. Penalty for early withdrawal may reduce earnings. Minimum initial deposit is $500.00. I.R.A. Certificate rates are the same for Traditional and Roth I.R.A.’s.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsDividends compounded monthly. Minimum initial deposit is $500.00. Penalty for early withdrawal may reduce earnings | 3.65% | $365 |
| 24 monthsDividends compounded monthly. Minimum initial deposit is $500.00. Penalty for early withdrawal may reduce earnings | 3.70% | $754 |
| 36 monthsDividends compounded monthly. Minimum initial deposit is $500.00. Penalty for early withdrawal may reduce earnings | 3.65% | $1,135 |
Sources (2)
All captured Oct 6, 2026
Who can join Texas DPS Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, or attend school within a ten-mile radius of the credit union in the Austin, Texas area are eligible to join.
Employers and groups
- Members of the Texas DPS Museum Association are eligible to join.
- Members of the Sheriffs’ Association of Texas are eligible to join.
- Members of the Texas Police Association are eligible to join.
Military, government and schools
- Individuals employed by, retired from, or having a common bond with the Texas Department of Public Safety or a public safety group are eligible to join.
Family and household
- Any immediate family member of a current credit union member is eligible to join.
Membership information collected October 5, 2026.