Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 181–195 results in Indiana
- Professional Police Officers Credit UnionShare Certificates - Two YearCD · 24 months · $10,000 min
Credit union · 2 branches
3.05%APY$619 over 24 months on $10,000Requirements
Product: Dividends are compounded daily and paid at maturity. Early withdrawal penalty may apply.
Offer: Early withdrawal penalty may apply.
3.00% interest rate · Compounded daily
Rate checked
More details - 3.04%APY$304 over 1 year on $10,000
Requirements
Product: Deposits encouraged with the Save to Win certificate. Monthly and quarterly drawings held for cash prizes. Penalties for early withdrawals may apply and fees may reduce earnings. Dividends calculated and paid monthly. Minimum deposit to open is $25.
Offer: Deposits encouraged with the Save to Win certificate. Monthly and quarterly drawings held for cash prizes. Full terms and conditions available at hoosierhills.com/save-to-win/. Penalties for early withdrawals may apply and fees may reduce earnings. Dividends calculated monthly and paid monthly. Listed in p22 certificates table.
3.00% interest rate
Rate checked
More details - 3.04%APY$1,615 over 60 months on $10,000
Requirements
Product: Substantial interest penalties apply for early withdrawal of funds from Certificates of Deposits/IRA's.
Offer: Min. Balance to Earn APY: None.
3.00% interest rate · Effective Mar 24, 2026
Rate checked
More details - 3.04%APY$1,968 over 72 months on $10,000
Requirements
Product: Must be an Everwise member ($5 initial Share deposit required). Minimum balance required to earn APY is $500. Early withdrawal penalty may apply, which may reduce earnings.
Offer: Minimum balance required to earn APY is $500. Early withdrawal penalty may apply.
3.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.03%APY$150 over 6 months on $10,000
Requirements
Product: Fixed rates. No setup or maintenance fees. Early withdrawals subject to penalty.
Offer: 182 Day CD. Penalties may apply for early withdrawal.
3.00% interest rate · Effective Oct 14, 2026
Rate checked
More details - 3.00%APY$300 over 1 year on $10,000
Requirements
Product: Membership at ProFed is required. Allows unlimited deposits. Must maintain minimum daily balance disclosed on Certificate to obtain APY.
2.96% interest rate
Rate checked
More details - 3.00%APY$1,564 over 59 months on $10,000
Requirements
Product: Rates for ZIP code 60606. Early withdrawal penalties may apply. Account must be opened online, by phone, or at a financial center. For CDs opened online, funds may not be withdrawn for 15 calendar days after funding; for CDs opened by phone, accounts must be funded within 10 business days of application and funds may not be withdrawn for 15 calendar days after funding. CDs opened online cannot be for an IRA.
Effective Sep 17, 2026
Rate checked
More details - 2.79%APY$1,475 over 60 months on $10,000
Requirements
Product: Penalty assessed for early withdrawals.
Offer: Penalty assessed for early withdrawals.
Effective Oct 5, 2026
Rate checked
More details - CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNIONShare CertificateCD · 12 months · $500 min
Credit union · 1 branch
2.78%APY$278 over 1 year on $10,000Requirements
Product: Early withdrawal penalties may be assessed for withdrawals prior to maturity. Terms apply. Rates and yields are subject to change without notice.
Offer: Early withdrawal penalties may be assessed on CDs/IRAs for withdrawals prior to maturity. Stated APR is 2.75%.
2.75% interest rate · Effective Dec 1, 2025
Rate checked
More details - 2.77%APY$1,781 over 72 months on $10,000
Requirements
Product: Penalty for early withdrawal.
Offer: Compounding frequency: Semi-Annually.
2.75% interest rate · Effective Sep 29, 2026
Rate checked
More details - 2.75%APY$91 over 4 months on $10,000
Requirements
Product: Penalty for early withdrawal. Deposits and withdrawals not allowed.
Offer: Penalty for early withdrawal.
Effective Oct 4, 2026
Rate checked
More details - 2.75%APY$275 over 1 year on $10,000
Requirements
Product: Funds can be contributed to this Certificate throughout the initial term of the Certificate. Automatic fund transfer supported. Early withdrawal penalty applies. Certificate Rate cannot be bumped in conjunction with any other offers. Not available on Certificate IRAs or Business Certificates.
Offer: Rate as high as 2.75% APY; funds can be contributed throughout initial term; allows automatic transfer.
Effective Oct 15, 2026
Rate checked
More details - First State Bank of Porter2 Year 2nd ChanceCD · 24 months · $1,000 min · 2.75%–2.85% by balance
Bank · 3 branches
2.75%APY$558 over 24 months on $10,000Requirements
Product: Two-year investment that gives the option to bump up the interest rate once during the term if rates rise. Subject to early withdrawal penalty. APY assumes interest and principal remain on deposit until maturity.
2.72% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for 2 Year 2nd Chance Balance APY $1,000 – $100,000Your amount 2.75% $100,000 and up 2.85% Rate checked
More details - 2.75%APY$848 over 36 months on $10,000
Requirements
Product: CD rates are compounded daily. CDs can be opened with amounts of as little as $500 when the term is 12 months or longer, and $1,000 for terms less than 12 months.
Offer: 36 Months term. CD rates are compounded daily.
2.71% interest rate · Compounded daily · Effective Sep 17, 2026
Rate checked
More details - 2.65%APY$400 over 18 months on $10,000
Requirements
Product: Unlimited deposits and up to one withdrawal per month allowed. Penalty for early withdrawal.
Offer: Unlimited deposits and up to one withdrawal per month. Penalty for early withdrawal.
Effective Oct 4, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Indiana
1,665 CDs at 170 banks and credit unions · checked Oct 16–23
- Typical
- 2.94%
- Top 10% from
- 4.05%
- Banks, typical
- 2.50%
- Credit unions, typical
- 3.04%
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Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityWide Federal Credit UnionCredit union · 11 branches
- Haynes Community FCUCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch