Credit union · NCUA insured
Profed Credit Union CD Rates
Profed Credit Union’s best CD rate is 3.70% APY on a 25-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How Profed Credit Union’s CD rates compare
Compared with banks and credit unions near Fort Wayne, IN, where Profed Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Profed Credit Union
3.70%APY
- Term
- 25 months
- Minimum
- $500
- Earns on $10,000
- $786
Certificate
Top rate
Public Service Credit Union
6.00%APY
- Term
- 11 months
- Minimum
- $20
- Earns on $10,000
- $549
2nd-highest rate
GreenWay Bank
4.50%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $450
Profed Credit Union CD score
75
CD score
Higher than 40% of U.S. banks and credit unions
- 3–8 months3–8 mo2.50%
- 9–15 months9–15 mo3.65%
- 16–30 months16–30 mo3.70%
- 31–60 months31–60 mo2.75%
- QualifiedQualified3.70%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Profed Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate
Up to 3.70%APY · 11 terms
Membership at ProFed is required. Early withdrawal penalties may apply. Must maintain minimum daily balance to obtain disclosed APY.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.00% | $50 |
| 6 months | 2.50% | $124 |
| 9 months | 3.65% | $273 |
| 12 months | 3.25% | $325 |
| 18 months | 2.75% | $415 |
| 24 months | 2.75% | $558 |
| 25 monthsSpecial Bump certificate: includes a one-time rate increase feature if ProFed's published rate for a standard 24-month certificate increases above your current rate during the 25-month term (member must request increase). No additional deposits allowed. Renews as standard 24-month certificate at maturity. Must open in-person at branch or by phone. Limited time offer | 3.70% | $786 |
| 30 months | 2.75% | $702 |
| 36 months | 2.75% | $848 |
| 48 months | 2.75% | $1,146 |
| 60 months | 2.75% | $1,453 |
EZ Saver Certificate
Up to 3.00%APY · 2 terms
Membership at ProFed is required. Allows unlimited deposits. Must maintain minimum daily balance disclosed on Certificate to obtain APY.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.00% | $300 |
| 24 months | 2.75% | $558 |
Special-purpose accounts
Traditional and Roth IRA Certificates
Up to 3.25%APY · 5 terms
Membership at ProFed is required. Compounded quarterly. Must maintain minimum daily balance disclosed on IRA Certificate to obtain APY. Governed by IRA regulations.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsFixed rate; compounded quarterly | 3.25% | $325 |
| 18 monthsFixed rate; compounded quarterly | 2.75% | $415 |
| 24 months24 Month EZ Saver IRA Certificate. Compounded quarterly | 2.75% | $558 |
| 36 monthsFixed rate; compounded quarterly | 3.25% | $1,007 |
| 60 monthsFixed rate; compounded quarterly | 2.75% | $1,453 |
| 60 monthsTraditional IRA 60 Month Variable Rate Share Certificate. Variable rate; compounded quarterly | 1.50% | $773 |
Sources (2)
All captured Sep 18, 2026
Who can join Profed Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live, work, worship, attend school, volunteer, or regularly conduct business in Adams, Allen, DeKalb, Huntington, LaGrange, Noble, Steuben, Wells and Whitley counties.
Cost to join
- You can own a piece of the credit union with just $5.
Membership information collected October 5, 2026.