Bank · FDIC insured
First State Bank of Porter
A $162.3M bank headquartered in Porter, IN, with 3 branches in Indiana. Best rates: CDs 3.75% and savings 0.07% APY.
First State Bank of Porter Carrot Score
62
Carrot Score
Higher than 7% of U.S. banks and credit unions
#114 of 124 in Chicago, IL-IN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First State Bank of Porter
- Headquarters
- 230 Lincoln St, Porter, IN 46304
- FDIC certificate
- 12836 ↗
Branches
3 branches in Indiana
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Indiana
3 branches
- First State Bank of PorterMain office230 Lincoln St, Porter, IN 46304Directions
- Chesterton Branch429 N Calumet Rd, Chesterton, IN 46304Directions
- Pines Branch4136 W Dunes Hwy, Pines, IN 46360Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 16.80% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.00% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.85% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $55 | $81 | — |
- CapitalLeverage ratio16.80%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.85%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$55Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First State Bank of Porter are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.