Bank · FDIC insured
First Robinson Savings Bank CD Rates
First Robinson Savings Bank’s best CD rate is 3.03% APY on a 6-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How First Robinson Savings Bank’s CD rates compare
Compared with banks and credit unions near Vincennes, IN, where First Robinson Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
First Robinson Savings Bank
3.03%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $150
Certificates of Deposit (CDs)
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Liberty FCU
4.25%APY
- Term
- 9 months
- Minimum
- $1,000
- Earns on $10,000
- $317
First Robinson Savings Bank CD score
67
CD score
Higher than 19% of U.S. banks and credit unions
- 3–8 months3–8 mo3.03%
- 9–15 months9–15 mo2.78%
- 16–30 months16–30 mo2.78%
- 31–60 months31–60 mo2.78%
- QualifiedQualified3.03%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Robinson Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 3.03%APY · 8 terms
Fixed rates. No setup or maintenance fees. Early withdrawals subject to penalty.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months91 Day CD. Penalties may apply for early withdrawal | 2.52% | $62 |
| 6 months182 Day CD. Penalties may apply for early withdrawal | 3.03% | $150 |
| 12 months12 Month CD. Penalties may apply for early withdrawal | 2.78% | $278 |
| 18 months18 Month CD. Penalties may apply for early withdrawal | 2.78% | $420 |
| 24 months24 Month CD. Penalties may apply for early withdrawal | 2.78% | $564 |
| 36 months36 Month CD. Penalties may apply for early withdrawal | 2.78% | $857 |
| 48 months48 Month CD. Penalties may apply for early withdrawal | 2.78% | $1,159 |
| 60 months60 Month CD. Penalties may apply for early withdrawal | 2.78% | $1,469 |
Sources (3)
- frsb.net/personal/personal-savings
- frsb.net/personal/personal-sav…ates-of-deposit-cds.html
- frsb.net/services-tools/tools/rates.html
All captured Oct 16, 2026
Special-purpose accounts
Youth Savings/CD
3.50%APY
Kids Time Deposit Account available to young savers up to 18 years old. Account matures on child's 18th birthday; withdrawals are not permitted prior to maturity. Deposits can be made at any time, maximum of $10,000 in total deposits annually. No monthly service charge, no minimum balance requirements. Interest compounds annually at child's birthday. Interest rate adjusts annually on child's birthday at 2% over the 1-year U.S. Treasury rate, with a floor of 3.50% APY and no ceiling.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum interest rate / floor of 3.50% APY. Rate adjusts annually on child's birthday to 2% over the 1-year U.S. Treasury rate.Any balance | 3.50% | $350 | Minimum interest rate / floor of 3.50% APY. Rate adjusts annually on child's birthday to 2% over the 1-year U.S. Treasury rate. |
Sources (2)
All captured Oct 16, 2026
Individual Retirement Accounts (IRAs)
2.27%APY · 1 term
Funds are used to purchase 18 month CDs within an IRA. No setup fees. No monthly or annual maintenance fees. IRS regulations govern annual contribution limit; additional $1,000 catch-up contribution allowed for ages 50+.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsIRA-18 Month Fixed CD. Penalties may apply for early withdrawal | 2.27% | $342 |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.