Credit union · NCUA insured
CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNION CD Rates
CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNION’s best CD rate is 2.78% APY on a 1-year share certificate (CD). Terms run from 1 year to 2 years. Rates checked October 15, 2026.
How CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNION’s CD rates compare
Compared with banks and credit unions near Kokomo, IN, where CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNION has the most branches. $10,000, best rate first.
This credit union’s best
CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNION
2.78%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $278
Share Certificate
Top rate
PNC
4.25%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $461
2nd-highest rate
First Farmers Bank & Trust
4.25%APY
- Term
- 19 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $681
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 2.78%APY · 2 terms
Early withdrawal penalties may be assessed on CDs/IRAs for withdrawals prior to maturity. All rates and yields are subject to change without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsEarly withdrawal penalties may be assessed for withdrawals prior to maturity | 2.78% | $278 |
| 12 monthsEarly withdrawal penalties may be assessed on CDs/IRAs for withdrawals prior to maturity | 2.75% | $275 |
| 24 monthsEarly withdrawal penalties may be assessed on CDs/IRAs for withdrawals prior to maturity | 2.53% | $512 |
Sources (4)
- coffcu.org/cds
- coffcu.org/s/SHARE_RATES_120125.pdf
- coffcu.org/savings/share-rates
- coffcu.org/s/SHARE_RATES_120125-cx53.pdf
All captured Oct 5, 2026
Who can join CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNION
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to anyone who lives, works, worships, attends school, or volunteers in Howard and Tipton Counties.
Family and household
- Membership is open to family members (spouse, child, sibling, parent, grandparent, grandchild, including step and adoptive relationships) and household members (living in the same residence and maintaining a single economic unit) of existing members or primary potential members, regardless of location.
Cost to join
- Joining requires opening a regular savings account with an initial deposit and minimum balance of $5.00.
Membership information collected October 5, 2026.