Credit union · NCUA insured
Madison County Federal Credit Union
A $117.1M credit union headquartered in Anderson, IN, with 9,062 members and 4 branches in Indiana. Best rates: CDs 2.79% and savings 0.10% APY.
Madison County Federal Credit Union Carrot Score
71
Carrot Score
Higher than 29% of U.S. banks and credit unions
#27 of 43 in Indianapolis, IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Madison County Federal Credit Union
Founded in 1935, Madison County Federal Credit Union has served the Madison County community for more than 90 years.
- Headquarters
- 621 E 8th St, Anderson, IN 46012-4018
- NCUA charter
- 306
Branches
4 branches in Indiana
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Indiana
4 branches
- Madison County Federal Credit UnionMain office621 E 8th St, Anderson, IN 46012Directions
- Madison County FCU3607 Nichol Ave, Anderson, IN 46011Directions
- Madison County FCU2309 Charles St, Anderson, IN 46013Directions
- Madison County FCU7953 E State Road 28, Elwood, IN 46036Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.24% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.67% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.01% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $68 | $76 | — |
- CapitalNet worth ratio11.24%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.67%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.01%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$68Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Madison County Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.