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Credit union · NCUA insured

Madison County Federal Credit Union CD Rates

Madison County Federal Credit Union’s best CD rate is 2.79% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 15, 2026.

How Madison County Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Indianapolis, IN, where Madison County Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Madison County Federal Credit Union

    2.79%APY

    Term
    60 months
    Minimum
    $500
    Earns on $10,000
    $1,475

    Certificate

  • Top Carrot, Carrot Score 89

    Top rate

    IU Credit Union

    4.50%APY

    Term
    6 months
    Minimum
    $2,000
    Earns on $10,000
    $223

    IU Credit Union rates

  • Top Carrot, Carrot Score 92

    2nd-highest rate

    Elements Financial

    4.50%APY

    Term
    8 months
    Minimum
    $1,000
    Earns on $10,000
    $298

    Elements Financial rates

Compare CD rates near you →

Madison County Federal Credit Union CD score

65

CD score

Higher than 15% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo2.53%
  • 9–15 months9–15 mo2.02%
  • 16–30 months16–30 mo2.12%
  • 31–60 months31–60 mo2.79%
  • QualifiedQualified2.79%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Madison County Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Madison County Federal Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details
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