Bank · FDIC insured
Peoples State Bank CD Rates
Peoples State Bank’s best CD rate is 2.75% APY on a 3-year CD. Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How Peoples State Bank’s CD rates compare
Compared with banks and credit unions near Bloomington, IN, where Peoples State Bank has the most branches. $10,000, best rate first.
This bank’s best
Peoples State Bank
2.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $848
Certificate of Deposit
Top rate
IU Credit Union
4.50%APY
- Term
- 6 months
- Minimum
- $2,000
- Earns on $10,000
- $223
2nd-highest rate
Indiana Members Credit Union
4.35%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $472
Peoples State Bank CD score
65
CD score
Higher than 13% of U.S. banks and credit unions
- 3–8 months3–8 mo1.01%
- 9–15 months9–15 mo2.25%
- 16–30 months16–30 mo2.50%
- 31–60 months31–60 mo2.75%
- QualifiedQualified2.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Peoples State Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 2.75%APY · 9 terms
CD rates are compounded daily. CDs can be opened with amounts of as little as $500 when the term is 12 months or longer, and $1,000 for terms less than 12 months.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months91 Days term. CD rates are compounded daily | 0.50% | $12 |
| 6 months182 Days term. CD rates are compounded daily | 1.01% | $50 |
| 12 months12 Months term. CD rates are compounded daily | 2.25% | $225 |
| 18 months18 Months term. CD rates are compounded daily | 2.25% | $339 |
| 24 months24 Months term. CD rates are compounded daily | 2.50% | $506 |
| 30 months30 Months term. CD rates are compounded daily | 2.50% | $637 |
| 36 months36 Months term. CD rates are compounded daily | 2.75% | $848 |
| 48 months48 Months term. CD rates are compounded daily | 2.50% | $1,038 |
| 60 months60 Months term. CD rates are compounded daily | 2.50% | $1,314 |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
IRA
Up to 2.50%APY · 5 terms
$500.00 minimum balance required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 months$500.00 minimum balance required | 2.25% | $339 |
| 30 months$500.00 minimum balance required | 2.50% | $637 |
| 60 months$500.00 minimum balance required | 2.50% | $1,314 |
| 84 months$500.00 minimum balance required | 2.28% | $1,709 |
| 120 months$500.00 minimum balance required | 2.28% | $2,529 |
Sources (2)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.