Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 136–150 results in Indiana
- First Trust Credit UnionShare Certificates (CDs)CD · 60 months · $10,000 min
Credit union · 4 branches
3.75%APY$2,021 over 60 months on $10,000Effective Oct 5, 2026
Rate checked
More details - 3.70%APY$786 over 25 months on $10,000
Requirements
Product: Membership at ProFed is required. Early withdrawal penalties may apply. Must maintain minimum daily balance to obtain disclosed APY.
Offer: Special Bump certificate: includes a one-time rate increase feature if ProFed's published rate for a standard 24-month certificate increases above your current rate during the 25-month term (member must request increase). No additional deposits allowed. Renews as standard 24-month certificate at maturity. Must open in-person at branch or by phone. Limited time offer.
3.64% interest rate · Effective Sep 15, 2026
Rate checked
More details - 3.68%APY$182 over 6 months on $10,000
Requirements
Product: Open with as little as $500.00. Dividends can be compounded semi-annually or are available as a check monthly, quarterly, or at maturity. Automatically renews at maturity to same term (10-day grace period provided). Early withdrawal penalty applies (forfeit 90 days dividend). No monthly maintenance fees.
Offer: Early Withdrawal Penalty: forfeit 90 days dividend.
3.65% interest rate
Rate checked
More details - First State Bank of PorterTraditional CDCD · 12 months · $1,000 min · 3.65%–3.75% by balance
Bank · 3 branches
3.65%APY$365 over 1 year on $10,000Requirements
Product: Subject to early withdrawal penalty. APY assumes interest and principal remain on deposit until maturity.
3.60% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Traditional CD Balance APY $1,000 – $100,000Your amount 3.65% $100,000 and up 3.75% Rate checked
More details - 3.65%APY$396 over 13 months on $10,000
Requirements
Product: Minimum deposit of $1,000 to open certificate ($500 for primary members under age 18). Minimum of $500 balance required to earn dividends. With the Advantage Certificate, one additional deposit may be credited to the certificate within the first 6 months up to the initial deposit amount. Automatically renews into a 1 year share certificate at maturity. Maximum 3 Advantage Certificates per household. Penalty for early withdrawal.
Offer: Opening minimum is $500 for primary members under age 18. One additional deposit up to initial deposit amount allowed in first 6 months. Renews into 1-year share certificate at maturity. Maximum 3 Advantage Certificates per household.
3.54% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.60%APY$360 over 1 year on $10,000
Requirements
Product: Fixed rate share certificate. Additional deposits are not allowed. Automatic renewal. Withdrawals allowed subject to transaction limitations.
Offer: Dividends compounded at maturity and credited monthly.
3.60% interest rate
Rate checked
More details - 3.60%APY$360 over 1 year on $10,000
Requirements
Product: Fixed Rate & Terms. No fees unless funds are withdrawn prior to maturity. Penalty for early withdrawal.
Offer: 1 Year term. GNB Special ($$). Penalty for early withdrawal.
3.54% interest rate · Effective Oct 14, 2026
Rate checked
More details - 3.60%APY$360 over 1 year on $10,000intro rate
Requirements
Offer: Renew into a regular 12 Month Term
Promotional rate · Effective Oct 8, 2026
Rate checked
More details - 3.60%APY$733 over 24 months on $10,000intro rate
Requirements
Product: Dividends compounded and credited quarterly. Penalty imposed for early withdrawal. $1,000 minimum deposit to open. No setup or maintenance fees.
Offer: 24 Months Special. Celebrate anniversary rate special. Membership and $1,000 minimum deposit required to open. Promotion may end at any time. Upon maturity, automatically renews at the prevailing rate for a 6-month share certificate.
Promotional rate · 3.55% interest rate · Effective Apr 13, 2026
Rate checked
More details - 3.60%APY$1,520 over 48 months on $10,000
Requirements
Product: Increase rate by 0.10% when placing $50,000 or more in a term between 18 months and 60 months.
Offer: 6 Month early withdrawal penalty
3.55% interest rate · Effective Oct 1, 2026
Rate checked
More details - Perfect Circle Credit UnionShare Certificate of Deposit (CD)CD · 12 months · $500 min
Credit union · 3 branches
3.56%APY$356 over 1 year on $10,000Requirements
Product: Dividends are paid monthly and calculated from day of deposit to day of withdrawal. Early withdrawal penalty applies: 30 days' dividends for terms of less than one year, and 90 days' dividends for terms of one year or longer. Membership requires purchasing and maintaining at least 1 share ($25.00 par value) in a Regular Share account.
Offer: Dividends compounded and credited monthly; dividend period is the account's term. Additional deposits not allowed. Early withdrawal penalty of 90 days' dividends.
3.50% interest rate
Rate checked
More details - 3.56%APY$1,911 over 60 months on $10,000
Requirements
Product: Dividends can be compounded monthly and are available monthly or at maturity depending on the member's desire. Subject to early withdrawal penalty (term of one year or less: forfeit 90 days dividend; term of more than one year: forfeit 180 days dividend).
3.50% interest rate · Compounded monthly · Effective Feb 10, 2023
Rate checked
More details - 3.55%APY$176 over 6 months on $10,000
3.50% interest rate
Rate checked
More details - Christian Family Credit UnionShare CertificatesCD · 6 months · $1,000 min · 3.55%–3.80% by balance
Credit union · 1 branch
3.55%APY$176 over 6 months on $10,000Requirements
Product: Early withdrawals subject to penalty. Membership eligibility required. Opening minimum is $500 according to general disclosures, but rate schedule tiers begin at $1,000.
3.50% interest rate · Effective Oct 3, 2025
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 – $49,999Your amount 3.55% $50,000 and up 3.80% Rate checked
More details - 3.55%APY$265 over 9 months on $10,000intro rate
Requirements
Product: Fixed rates for dependable growth. Interest credited to CD. Penalty may be imposed for early withdrawal. Rates on CDs of $100,000 or more quoted on request.
Offer: 9 Month Special. For maturity over 6 months and CD > $5,000, interest payment options: Monthly, Quarterly or Semi-annually.
Promotional rate · 3.50% interest rate · Effective Oct 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Indiana
1,665 CDs at 170 banks and credit unions · checked Oct 16–23
- Typical
- 2.94%
- Top 10% from
- 4.05%
- Banks, typical
- 2.50%
- Credit unions, typical
- 3.04%
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Find your bank or credit union to see all its rates and how they compare near you.
Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityWide Federal Credit UnionCredit union · 11 branches
- Haynes Community FCUCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch