Credit union · NCUA insured
Eastern Indiana FCU
A $45.2M credit union headquartered in New Castle, IN, with 5,304 members and 1 branch in Indiana. Best rates: CDs 3.68% and savings 0.03% APY.
Eastern Indiana FCU Carrot Score
66
Carrot Score
Higher than 16% of U.S. banks and credit unions
#3 of 3 in New Castle, IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Eastern Indiana FCU
Originally chartered in 1950 as Chrysler Employees Federal Credit Union, Eastern Indiana Federal Credit Union is headquartered in New Castle, Indiana.
The member-owned cooperative was created to provide for basic financial needs that would not have otherwise been met.
- Headquarters
- 801 S Memorial Dr, New Castle, IN 47362
- NCUA charter
- 7066
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or go to school in, or businesses and other legal entities in Henry, Hancock, Madison, or Delaware counties in Indiana are eligible for membership.
Employers and groups
- Employees of Eastern Indiana Federal Credit Union and organizations of such persons are eligible for membership.
Family and household
- Members of the immediate family or household are eligible for membership.
- Spouses of persons who died while within the field of membership of the credit union are eligible to join.
Other ways
- Volunteers in the community are eligible for membership.
Cost to join
- A deposit of one share ($5.00) into a savings account is required for membership.
Branches
1 branch in Indiana
Loading map…
Indiana
1 branch
- Main OfficeMain office801 S Memorial Dr, New Castle, IN 47362Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.49% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.05% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.76% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $54 | $59 | — |
- CapitalNet worth ratio13.49%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.05%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.76%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$54Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Eastern Indiana FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.