Credit union · NCUA insured
Riverside Community FCU CD Rates
Top CarrotRiverside Community FCU’s best CD rate is 3.56% APY on a 5-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How Riverside Community FCU’s CD rates compare
Compared with banks and credit unions near Marion, IN, where Riverside Community FCU has the most branches. $10,000, best rate first.
This credit union’s best
Riverside Community FCU
3.56%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $1,911
Share Certificates
Top rate
Grant County State Bank
5.09%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,818
2nd-highest rate
Indiana Members Credit Union
4.35%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $472
Riverside Community FCU CD score
71
CD score
Higher than 28% of U.S. banks and credit unions
- 3–8 months3–8 mo2.27%
- 9–15 months9–15 mo3.04%
- 16–30 months16–30 mo2.53%
- 31–60 months31–60 mo3.56%
- QualifiedQualified3.56%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Riverside Community FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.56%APY · 9 terms
Dividends can be compounded monthly and are available monthly or at maturity depending on the member's desire. Subject to early withdrawal penalty (term of one year or less: forfeit 90 days dividend; term of more than one year: forfeit 180 days dividend).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.75% | $19 |
| 6 months | 2.27% | $113 |
| 12 months | 3.04% | $304 |
| 18 months | 2.27% | $342 |
| 24 months | 2.53% | $512 |
| 30 months | 2.02% | $513 |
| 36 months | 2.27% | $697 |
| 48 months | 2.99% | $1,251 |
| 60 months | 3.56% | $1,911 |
Sources (2)
- riversidecommunityfcu.org/inde…saving-certificate-rates
- riversidecommunityfcu.org/inde…/certificates-of-deposit
All captured Sep 18, 2026
Who can join Riverside Community FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, goes to school, or worships in Grant County, Indiana.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, step-siblings, and adoptive relationships) and household members (persons living in the same residence maintaining a single economic unit) are eligible to join.
Cost to join
- A $5 deposit opens a share savings account to establish membership.
Membership information collected October 5, 2026.