Credit union · NCUA insured
Riverside Community FCU
Top CarrotA $58.3M credit union headquartered in Marion, IN, with 5,886 members and 2 branches in Indiana. Best rates: CDs 3.56% and savings 0.20% APY.
Riverside Community FCU Carrot Score
Carrot ScoreTop Carrot
Higher than 96% of U.S. banks and credit unions
#1 of 8 in Marion, IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Riverside Community FCU
Founded on April 6, 1940, Riverside Community Federal Credit Union is headquartered in Marion, Indiana.
The member-owned credit union operates an additional office in Gas City, Indiana.
- Headquarters
- 101 N Washington St, Marion, IN 46952
- NCUA charter
- 3775
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, goes to school, or worships in Grant County, Indiana.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, step-siblings, and adoptive relationships) and household members (persons living in the same residence maintaining a single economic unit) are eligible to join.
Cost to join
- A $5 deposit opens a share savings account to establish membership.
Branches
2 branches in Indiana
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Indiana
2 branches
- Riverside Community Federal Credit UnionMain office101 N Washington St, Marion, IN 46952Directions
- Riverside Community Federal Credit Union200 E Main St, Gas City, IN 46933Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.67% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.13% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.58% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $96 | $59 | — |
- CapitalNet worth ratio14.67%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.13%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.58%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$96Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Riverside Community FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.