Credit union · NCUA insured
Allegius Credit Union CD Rates
Allegius Credit Union’s best CD rate is 3.60% APY on a 2-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How Allegius Credit Union’s CD rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Allegius Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Allegius Credit Union
3.60%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $733
Share Certificates
Top rate
Vicinity Credit Union
5.15%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $559
2nd-highest rate
Whiting Refinery Federal Credit Union
5.12%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,836
Allegius Credit Union CD score
68
CD score
Higher than 21% of U.S. banks and credit unions
- 3–8 months3–8 mo0.70%
- 9–15 months9–15 mo0.90%
- 16–30 months16–30 mo3.60%
- 31–60 months31–60 mo1.61%
- QualifiedQualified3.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Allegius Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.60%APY · 6 terms
Dividends compounded and credited quarterly. Penalty imposed for early withdrawal. $1,000 minimum deposit to open. No setup or maintenance fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months6 Months term. Dividends compounded and credited quarterly | 0.70% | $35 |
| 12 months12 Months term. Dividends compounded and credited quarterly | 0.90% | $90 |
| 24 months24 Months regular term. Dividends compounded and credited quarterly | 1.00% | $201 |
| 24 months24 Months Special. Celebrate anniversary rate special. Membership and $1,000 minimum deposit required to open. Promotion may end at any time. Upon maturity, automatically renews at the prevailing rate for a 6-month share certificate | 3.60% | $733 |
| 36 months36 Months term. Dividends compounded and credited quarterly | 1.26% | $383 |
| 48 months48 Months term. Dividends compounded and credited quarterly | 1.56% | $639 |
| 60–Unknown months60+ Months term. Dividends compounded and credited quarterly | 1.61% | $831 |
Sources (4)
- allegius.org/manage/tools/rates.html
- allegius.org/save/personal-savings
- allegius.org/save/personal-sav…re-certificates-cds.html
- allegius.org
All captured Sep 18, 2026
Who can join Allegius Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Allegius Credit Union are eligible for membership.
- Employees of The Arbors at Michigan City who work in or are paid from Michigan City, Indiana are eligible for membership.
- Employees of Bulk Transport Corp. who work in Michigan City, Indiana are eligible for membership.
- Members of the Independent Cat Society (headquartered in Westville, Indiana) are eligible to join by supporting the society with a $25 contribution at any Allegius office location during the new member process.
- Employees of Cleveland-Cliffs Inc. headquartered in Burns Harbor, Indiana are eligible for membership.
- Employees of CycleSport Yamaha who work in, or are paid or supervised from Hobart, Indiana are eligible for membership.
14 more ways to join
Employers and groups
- Employees of Five J’s Services Inc. dba Engravables and/or Duneland Specialties who work in Valparaiso, Indiana are eligible for membership.
- Employees of Hearthside Food Solutions who work in or are paid from Michigan City, Indiana are eligible for membership.
- Members of the International Longshoremen’s Association Local 2038 headquartered in Portage, Indiana are eligible for membership.
- Employees of Laborers` International Union of North America Local 81 who work in, or are paid or supervised from Valparaiso, Indiana are eligible for membership.
- Employees of Mittal Steel USA Railways dba Lake Michigan & IN Railways, Inc. who work in Burns Harbor, Indiana are eligible for membership.
- Employees of Paul Heuring Motors who work in Hobart, Indiana are eligible for membership.
- Members of the Plumbers Local Union No. 210 headquartered in Merrilville, Indiana are eligible for membership.
- Employees of Restaurant Management Corporation who are headquartered in Portage, Indiana are eligible for membership.
- Employees of Sun Engineering, Inc. who work in, or are paid or supervised from LakeStation, Indiana are eligible for membership.
- Members of the Local Union 6787 headquartered in Chesterton, Indiana are eligible for membership.
- Employees of Yesterday’s Treasures who work in, or are paid or supervised from Chesterton, Indiana are eligible for membership.
Military, government and schools
- Employees of the Town of Burns Harbor who are headquartered in Burns Harbor, Indiana are eligible for membership.
Family and household
- Immediate family members of current members (defined as spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, stepsiblings, and adoptive relationships) are eligible for membership.
Other ways
- Spouses of persons who died while within the field of membership, retirees/pensioners/annuitants from eligible employers, volunteers, members of their immediate family or household, organizations of such persons, and corporate or other legal entities in the charter are eligible for membership.
Cost to join
- Opening a Share Savings Account with a minimum $5 deposit is required to establish membership.
- A $25 donation/contribution to the Independent Cat Society is required when joining via the Independent Cat Society membership path.
Membership information collected October 5, 2026.