Bank · FDIC insured
Community State Bank CD Rates
Community State Bank’s best CD rate is 3.60% APY on a 1-year CD. Terms run from 3 months to 3 years. Rates checked October 15, 2026.
How Community State Bank’s CD rates compare
Compared with banks and credit unions near Kendallville, IN, where Community State Bank has the most branches. $10,000, best rate first.
This bank’s best
Community State Bank
3.60%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $360
Certificate of Deposit
Top rate
Campbell & Fetter Bank
4.06%APY
- Term
- 23 months
- Minimum
- $1,000
- Earns on $10,000
- $793
2nd-highest rate
Horizon Bank
4.05%APY
- Term
- 7 months
- Minimum
- $5,000
- Earns on $10,000
- $234
Community State Bank CD score
71
CD score
Higher than 30% of U.S. banks and credit unions
- 3–8 months3–8 mo3.45%
- 9–15 months9–15 mo3.60%
- 16–30 months16–30 mo3.05%
- 31–60 months31–60 mo2.55%
- QualifiedQualified3.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Community State Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.60%APY · 8 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.35% | $83 |
| 6 months | 3.30% | $164 |
| 7 monthsRenew into a regular 6 Month Term | 3.45% | $200 |
| 9 months | 3.25% | $243 |
| 12 months | 3.15% | $315 |
| 12 monthsRenew into a regular 12 Month Term | 3.60% | $360 |
| 18 months | 3.05% | $461 |
| 24 months | 2.75% | $558 |
| 36 months | 2.55% | $785 |
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
IRA CD
Up to 3.60%APY · 8 terms
Available under Traditional, Roth, SEP, and SIMPLE IRA plans.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.35% | $83 |
| 6 months | 3.30% | $164 |
| 7 monthsRenew into a regular 6 Month Term | 3.45% | $200 |
| 9 months | 3.25% | $243 |
| 12 months | 3.15% | $315 |
| 12 monthsRenew into a regular 12 Month Term | 3.60% | $360 |
| 18 months | 3.05% | $461 |
| 24 months | 2.75% | $558 |
| 36 months | 2.55% | $785 |
Sources (2)
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.