Credit union · NCUA insured
Bar-Cons Federal Credit Union
Top CarrotA $53.8M credit union headquartered in Columbus, IN, with 4,868 members and 2 branches in Indiana. Best rates: CDs 3.60% and savings 0.75% APY.
Bar-Cons Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 80% of U.S. banks and credit unions
#8 of 43 in Indianapolis, IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Bar-Cons Federal Credit Union
- Headquarters
- 1142 N Marr Rd, Columbus, IN 47201
- NCUA charter
- 17040
Branches
2 branches in Indiana
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Indiana
2 branches
Columbus area · 1
- Columbus OfficeMain office1142 N Marr Rd, Columbus, IN 47201Directions
Indianapolis area · 1
- CO-OP Shared Branching NetworkCU Centers, 8440 Allison Pointe Blvd Ste 400, Indianapolis, IN 46250Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 17.96% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.21% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.24% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $100 | $59 | — |
- CapitalNet worth ratio17.96%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.21%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.24%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$100Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Bar-Cons Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.