Bank · FDIC insured
Alliance Bank CD Rates
Alliance Bank’s best CD rate is 3.55% APY on a 9-month CD. Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How Alliance Bank’s CD rates compare
Compared with banks and credit unions near Lafayette, IN, where Alliance Bank has the most branches. $10,000, best rate first.
This bank’s best
Alliance Bank
3.55%APY
- Term
- 9 months
- Minimum
- $5,000
- Earns on $10,000
- $265
Certificates of Deposit (CDs)
Top rate
Purdue Federal Credit Union
4.45%APY
- Term
- 24 months
- Minimum
- $50
- Earns on $10,000
- $910
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Alliance Bank CD score
67
CD score
Higher than 18% of U.S. banks and credit unions
- 3–8 months3–8 mo1.81%
- 9–15 months9–15 mo3.55%
- 16–30 months16–30 mo2.02%
- 31–60 months31–60 mo2.27%
- QualifiedQualified3.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Alliance Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 3.55%APY · 12 terms
Fixed rates for dependable growth. Interest credited to CD. Penalty may be imposed for early withdrawal. Rates on CDs of $100,000 or more quoted on request.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 monthTerm: 7 - 31 Days. Interest payment option at maturity for maturity less than 6 months | 0.20% | $0 |
| 3 monthsTerm: 90 Days. Interest payment option at maturity for maturity less than 6 months | 1.00% | $25 |
| 6 monthsTerm: 6 Month | 1.81% | $90 |
| 9 months9 Month Special. For maturity over 6 months and CD > $5,000, interest payment options: Monthly, Quarterly or Semi-annually | 3.55% | $265 |
| 11 months11 Month Special. For maturity over 6 months and CD > $5,000, interest payment options: Monthly, Quarterly or Semi-annually | 3.49% | $319 |
| 12 monthsTerm: 12 Month. For maturity over 6 months and CD > $5,000, interest payment options: Monthly, Quarterly or Semi-annually | 1.86% | $186 |
| 18 monthsTerm: 18 Month. For maturity over 6 months and CD > $5,000, interest payment options: Monthly, Quarterly or Semi-annually | 1.88% | $283 |
| 24 monthsTerm: 24 Month. For maturity over 6 months and CD > $5,000, interest payment options: Monthly, Quarterly or Semi-annually | 2.02% | $408 |
| 30 monthsTerm: 30 Month. For maturity over 6 months and CD > $5,000, interest payment options: Monthly, Quarterly or Semi-annually | 2.02% | $513 |
| 36 monthsTerm: 36 Month. For maturity over 6 months and CD > $5,000, interest payment options: Monthly, Quarterly or Semi-annually | 1.96% | $600 |
| 48 monthsTerm: 48 Month. For maturity over 6 months and CD > $5,000, interest payment options: Monthly, Quarterly or Semi-annually | 2.12% | $875 |
| 60 monthsTerm: 60 Month. For maturity over 6 months and CD > $5,000, interest payment options: Monthly, Quarterly or Semi-annually | 2.27% | $1,188 |
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
IRAs
Up to 2.27%APY · 6 terms
Includes Traditional IRAs, Roth IRAs, and SEP IRAs. Fixed rate IRA investments available with terms from 12 to 60 months; interest accrues on daily balance and is applied to principal quarterly. Also offers a variable rate investment with an 18-month common maturity. Early withdrawal penalty may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsTerm: 12 Month. Fixed rate; interest accrues daily and applies quarterly | 1.86% | $186 |
| 18 monthsTerm: 18 Month. Fixed rate; interest accrues daily and applies quarterly | 1.88% | $283 |
| 18 monthsVariable - 18 Month common maturity investment | 0.30% | $45 |
| 24 monthsTerm: 24 Month. Fixed rate; interest accrues daily and applies quarterly | 2.02% | $408 |
| 36 monthsTerm: 36 Month. Fixed rate; interest accrues daily and applies quarterly | 1.96% | $600 |
| 48 monthsTerm: 48 Month. Fixed rate; interest accrues daily and applies quarterly | 2.12% | $875 |
| 60 monthsTerm: 60 Month. Fixed rate; interest accrues daily and applies quarterly | 2.27% | $1,188 |
Sources (2)
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.