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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Illinois

  1. Fidelity BankCD Special OffersCD · 20 months · $5,000 min

    Bank · 3 branches

    4.50%APY$761 over 20 months on $10,000intro rate
  2. First National Bank of SteelevilleCertificate of DepositCD · 48 months · $500 min

    Bank · 3 branches

    4.50%APY$1,925 over 48 months on $10,000
  3. Top Carrot, Carrot Score 89
    DeWitt Savings BankCertificates of Deposit (CDs)CD · 3 months · $1,000 min

    Bank · 2 branches

    4.48%APY$110 over 3 months on $10,000
  4. First National Bank of PanaCD SpecialCD · 12 months · $1,000 min

    Bank · 6 branches

    4.40%APY$440 over 1 year on $10,000
  5. Planites Credit UnionInvestment CertificatesCD · 12 months · $500 min

    Credit union · 1 branch

    4.40%APY$440 over 1 year on $10,000
  6. Top Carrot, Carrot Score 89
    North Shore BankCertificates of DepositCD · 13 months · $1,000 min

    Bank · 1 branch

    4.40%APY$478 over 13 months on $10,000intro rate
  7. Associated BankStandard Term CDCD · 13 months · $5,000 min

    Bank · 28 branches

    4.40%APY$478 over 13 months on $10,000
  8. CoVantage Credit UnionShare CertificatesCD · 13 months · $1,000 min

    Credit union · 2 branches

    4.40%APY$478 over 13 months on $10,000
  9. Top Carrot, Carrot Score 89
    Empeople Credit UnionShare CertificateCD · 18 months · $500 min

    Credit union · 4 branches

    4.40%APY$667 over 18 months on $10,000
  10. Cornerstone Credit UnionCertificate of DepositCD · 24 months · $1,000 min

    Credit union · 3 branches

    4.40%APY$899 over 24 months on $10,000
  11. AscentraCertificatesCD · 30 months · $500 min

    Credit union · 1 branch

    4.40%APY$1,137 over 30 months on $10,000
  12. Banterra BankCertificate of DepositCD · 36 months · $1,000 min

    Bank · 26 branches

    4.40%APY$1,379 over 36 months on $10,000intro rate
  13. DuPage Credit UnionShare Savings CertificateCD · 9 months · $1,000 min · 3.82%–4.39% by balance

    Credit union · 3 branches

    4.39%APY$327 over 9 months on $10,000
  14. Top Carrot, Carrot Score 94
    New Century Federal Credit UnionCertificates of DepositCD · 13 months · $1,000 min

    Credit union · 2 branches

    4.36%APY$473 over 13 months on $10,000intro rate
  15. Top Carrot, Carrot Score 87
    Consumers Credit UnionCertificateCD · 7 months · $250 min

    Credit union · 24 branches

    4.35%APY$251 over 7 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Illinois

2,750 CDs at 307 banks and credit unions · checked Oct 16–22

Typical
2.57%
Top 10% from
4.00%
Banks, typical
2.22%
Credit unions, typical
3.00%

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Illinois

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Bloomington Municipal Credit UnionCredit union · 1 branch
  2. First Community Credit UnionCredit union · 7 branches
  3. Acme Continental Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate