Credit union · NCUA insured
CoVantage Credit Union CD Rates
CoVantage Credit Union’s best CD rate is 4.40% APY on a 13-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How CoVantage Credit Union’s CD rates compare
Compared with banks and credit unions near Wausau, WI, where CoVantage Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
CoVantage Credit Union
4.40%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $478
Share Certificates
Top rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
2nd-highest rate
Summit Credit Union
4.50%APY
- Term
- 16 months
- Minimum
- $500
- Earns on $10,000
- $604
CoVantage Credit Union CD score
85
CD score
Higher than 71% of U.S. banks and credit unions
- 3–8 months3–8 mo0.50%
- 9–15 months9–15 mo4.40%
- 16–30 months16–30 mo3.00%
- 31–60 months31–60 mo3.50%
- QualifiedQualified4.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CoVantage Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.40%APY · 8 terms
Dividends compounded and paid quarterly. A penalty may be imposed for early withdrawal of funds. Terms range from 3 months to 5 years.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsMaxYield Rate | 0.50% | $12 |
| 3 monthsPublished Rate | 0.25% | $6 |
| 6 monthsMaxYield Rate | 0.50% | $25 |
| 6 monthsPublished Rate | 0.25% | $12 |
| 12 monthsMaxYield Rate | 3.00% | $300 |
| 12 monthsPublished Rate | 2.75% | $275 |
| 13 monthsMaxYield Rate | 4.40% | $478 |
| 13 monthsPublished Rate | 4.15% | $450 |
| 24 monthsMaxYield Rate | 3.00% | $609 |
| 24 monthsPublished Rate | 2.75% | $558 |
| 36 monthsMaxYield Rate | 3.25% | $1,007 |
| 36 monthsPublished Rate | 3.00% | $927 |
| 48 monthsMaxYield Rate | 3.25% | $1,365 |
| 48 monthsPublished Rate | 3.00% | $1,255 |
| 60 monthsMaxYield Rate | 3.50% | $1,877 |
| 60 monthsPublished Rate | 3.25% | $1,734 |
Sources (1)
- covantagecu.org/accounts/certificates · captured Oct 5, 2026
Who can join CoVantage Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in specified counties in Wisconsin, Michigan, or Illinois are eligible for membership.
Employers and groups
- Employees of Little Rapids Corporation, Shawano Mill, Weber Veneer & Plywood Company, Weyerhaeuser Co., Wisconsin, Kimberly Clark Corporation and subsidiaries, or Facility Logistics Services, Inc. are eligible for membership.
- Employees or retirees of Gulf Stream or The Halyard Health employee group are eligible for membership.
- Members of Servco FS Cooperative (formerly Farm Bureau Cooperative) in Antigo are eligible for membership.
Military, government and schools
- Currently employed or retired law enforcement personnel, firefighters, and members of organizations or non-profits with a law enforcement or firefighter focus throughout the State of Wisconsin are eligible for membership.
- Present students or alumni of a post-secondary school in Marathon County are eligible for membership.
5 more ways to join
Family and household
- Immediate and extended family members (spouse, parent, child, stepparent, stepchild, sibling, step-sibling, grandparent, step-grandparent, grandchild, step-grandchild) of a current CoVantage Credit Union member are eligible for membership.
Other ways
- Individuals who donate to the CoVantage Cares Foundation, or have a donation made on their behalf, are eligible for membership.
- Existing customers of Northwoods National Bank (obtained 2/2016) are eligible for membership.
- Organizations, associations, and trusts meeting eligibility criteria are eligible for membership.
- Members or customers of merged or acquired predecessor financial institutions at the time of transaction are eligible for membership.
Cost to join
- A one-time non-refundable $10 donation to the CoVantage Cares Foundation is required if joining through the foundation eligibility path.
- A $10 refundable share deposit into a regular Share Savings Account is required to establish membership.
Membership information collected October 5, 2026.