Bank · FDIC insured
DeWitt Savings Bank CD Rates
Top CarrotDeWitt Savings Bank’s best CD rate is 4.48% APY on a 3-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How DeWitt Savings Bank’s CD rates compare
Compared with banks and credit unions in Illinois, where DeWitt Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
DeWitt Savings Bank
4.48%APY
- Term
- 3 months
- Minimum
- $1,000
- Earns on $10,000
- $110
Certificates of Deposit (CDs)
Top rate
Vicinity Credit Union
5.15%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $559
2nd-highest rate
First Eagle Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $500
DeWitt Savings Bank CD score
97
CD score
Higher than 99% of U.S. banks and credit unions
- 3–8 months3–8 mo4.48%
- 9–15 months9–15 mo4.12%
- 16–30 months16–30 mo4.43%
- 31–60 months31–60 mo4.40%
- QualifiedQualified4.48%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where DeWitt Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 4.48%APY · 6 terms
Fixed-rate, fixed-term CDs under $100,000; rates not for public entities; amounts of $100,000 or greater require calling for rates; applicants must be over 18 and reside in Illinois.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsLess than $100,000; min balance to earn APY $1,000 | 4.48% | $110 |
| 6 monthsLess than $100,000; min balance to earn APY $1,000 | 4.36% | $216 |
| 12 monthsLess than $100,000; min balance to earn APY $1,000 | 4.12% | $412 |
| 24 monthsLess than $100,000; min balance to earn APY $1,000 | 4.43% | $906 |
| 36 monthsLess than $100,000; min balance to earn APY $1,000 | 4.33% | $1,356 |
| 60 monthsLess than $100,000; min balance to earn APY $1,000 | 4.40% | $2,402 |
Sources (2)
- dewittsavingsbank.com/Deposit-Banking/Current-Rates
- dewittsavingsbank.com/Deposit-…/Certificates-of-Deposit
All captured Oct 16, 2026
Special-purpose accounts
Individual Retirement Accounts (IRA CDs)
Up to 4.33%APY · 2 terms
Fixed-rate IRA CDs available only to consumers; rates not for public entities; amounts of $100,000 or greater require calling for rates; applicants must be over 18 and reside in Illinois; IRAs subject to IRS requirements.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsMin balance to earn APY $100 | 4.07% | $617 |
| 36 monthsMin balance to earn APY $100 | 4.33% | $1,356 |
Sources (2)
- dewittsavingsbank.com/Deposit-Banking/Current-Rates
- dewittsavingsbank.com/Deposit-…dual-Retirement-Accounts
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.