Bank · FDIC insured
Banterra Bank CD Rates
Banterra Bank’s best CD rate is 4.40% APY on a 3-year CD. Terms run from 7 months to 3 years. Rates checked October 16, 2026.
How Banterra Bank’s CD rates compare
Compared with banks and credit unions near Marion, IL, where Banterra Bank has the most branches. $10,000, best rate first.
This bank’s best
Banterra Bank
4.40%APY
- Term
- 36 months
- Minimum
- $1,000
- Earns on $10,000
- $1,379
Certificate of Deposit
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
3rd-highest rate
SIU Credit Union
4.01%APY
- Term
- 6 months
- Minimum
- —
- Earns on $10,000
- $199
Banterra Bank CD score
89
CD score
Higher than 88% of U.S. banks and credit unions
- 3–8 months3–8 mo4.15%
- 9–15 months9–15 mo4.15%
- 31–60 months31–60 mo4.40%
- QualifiedQualified4.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Banterra Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.40%APY · 3 terms
Penalty may be imposed for early withdrawal. $1,000 minimum deposit required to open and earn desired APY on all Banterra CDs. Online applicants must be 18 years old, a US citizen with a US address, and resident of AZ, CO, ID, IL, IN, KY, MO, or UT.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsPromotional rate special. Penalty may be imposed for early withdrawal | 4.15% | $240 |
| 13 monthsPromotional rate special. Penalty may be imposed for early withdrawal | 4.15% | $450 |
| 36 monthsPromotional rate special. Penalty may be imposed for early withdrawal | 4.40% | $1,379 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.