Credit union · NCUA insured
Planites Credit Union CD Rates
Planites Credit Union’s best CD rate is 4.40% APY on a 1-year share certificate (CD). Terms run from 3 months to 3 years. Rates checked October 16, 2026.
How Planites Credit Union’s CD rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Planites Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Planites Credit Union
4.40%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $440
Investment Certificates
Top rate
Vicinity Credit Union
5.15%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $559
2nd-highest rate
Whiting Refinery Federal Credit Union
5.12%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,836
Planites Credit Union CD score
95
CD score
Higher than 97% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo4.40%
- 16–30 months16–30 mo4.40%
- 31–60 months31–60 mo4.20%
- QualifiedQualified4.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Planites Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Investment Certificates
Up to 4.40%APY · 6 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.75% | $92 |
| 6 months | 3.75% | $186 |
| 12 months | 4.40% | $440 |
| 18 months | 4.40% | $667 |
| 24 months | 4.30% | $878 |
| 36 months | 4.20% | $1,314 |
Sources (1)
- planites.org/current-rates · captured Oct 6, 2026
Special-purpose accounts
IRA Account
Up to 4.40%APY · 6 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.75% | $92 |
| 6 months | 3.75% | $186 |
| 12 months | 4.40% | $440 |
| 18 months | 4.40% | $667 |
| 24 months | 4.30% | $878 |
| 36 months | 4.20% | $1,314 |
Sources (1)
- planites.org/current-rates · captured Oct 6, 2026
Who can join Planites Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is available to employees of HCSC, Dearborn Group, and all other subsidiaries and affiliates of HCSC.
Family and household
- Family members of employees of HCSC, Dearborn Group, and all other subsidiaries and affiliates of HCSC are eligible for membership.
Membership information collected October 5, 2026.