Bank · FDIC insured
North Shore Bank CD Rates
Top CarrotNorth Shore Bank’s best CD rate is 4.40% APY on a 13-month CD. Terms run from 3 months to 10 years. Rates checked October 16, 2026.
How North Shore Bank’s CD rates compare
Compared with banks and credit unions near Milwaukee, WI, where North Shore Bank has the most branches. $10,000, best rate first.
This bank’s best
North Shore Bank
4.40%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $478
Certificates of Deposit
Top rate
Kohler Credit Union
5.00%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $373
2nd-highest rate
Bank Five Nine
4.65%APY
- Term
- 23 months
- Minimum
- $2,500
- Earns on $10,000
- $910
North Shore Bank CD score
92
CD score
Higher than 94% of U.S. banks and credit unions
- 3–8 months3–8 mo4.10%
- 9–15 months9–15 mo4.40%
- 16–30 months16–30 mo4.40%
- 31–60 months31–60 mo0.35%
- QualifiedQualified4.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where North Shore Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.40%APY · 12 terms
Fixed rate of return. Minimum deposit required to open is $1,000. Online opening available for existing North Shore Bank customers.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsStandard 91-day CD. Simple interest compounding. CD is not IRA eligible | 0.05% | $1 |
| 6 monthsStandard 6-month CD. Simple interest compounding. CD is not IRA eligible | 0.10% | $5 |
| 7 monthsPromotional CD rate. Interest compounds quarterly | 4.10% | $237 |
| 12 monthsStandard 1-year CD. Interest compounds quarterly | 0.15% | $15 |
| 13 monthsPromotional CD rate. Interest compounds quarterly | 4.40% | $478 |
| 18 monthsStandard 1 1/2-year CD. Interest compounds quarterly | 0.15% | $23 |
| 24 monthsStandard 2-year CD. Interest compounds quarterly | 0.20% | $40 |
| 25 monthsPromotional CD rate. Interest compounds quarterly | 4.40% | $939 |
| 36 monthsStandard 3-year CD. Interest compounds quarterly | 0.20% | $60 |
| 48 monthsStandard 4-year CD. Interest compounds quarterly | 0.25% | $100 |
| 60 monthsStandard 5-year CD. Interest compounds quarterly | 0.35% | $176 |
| 120 monthsPromotional CD rate. Interest compounds quarterly | 4.00% | $4,802 |
Sources (2)
- northshorebank.com/personal/sa…/certificates-of-deposit
- northshorebank.com/rates/certi…f-deposit-interest-rates
All captured Oct 16, 2026
Homeowner CD
0.35%APY · 1 term
CD is not IRA eligible. Additions of any amount permitted at any time.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 30 months2 1/2-year term. Interest compounds quarterly. Additions of any amount permitted at any time. Not IRA eligible | 0.35% | $88 |
Sources (1)
- northshorebank.com/rates/certi…f-deposit-interest-rates · captured Oct 16, 2026
Special-purpose accounts
Certificate of Deposit (IRA)
0.15%APY · 1 term
For IRA customers only. Minimum additional deposits of $25 are permitted during the term.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsMinimum additional deposits of $25 are permitted during the term. For IRA customers only. Interest compounds quarterly | 0.15% | $15 |
Sources (1)
- northshorebank.com/rates/certi…f-deposit-interest-rates · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.