Bank · FDIC insured
Banterra Bank
A $3.4B bank, the 378th largest of 4,207, headquartered in Marion, IL, with 39 branches in 6 states. Best rates: CDs 4.40% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: rates are not published online. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs894.40%for 31–60 monthsCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Banterra Bank
Banterra Bank was founded in 1975 in Ridgway, Illinois, starting as a small agricultural bank.
It has grown to become the largest locally-owned bank in the region with more than $3 billion in assets.
- Headquarters
- 3201 Banterra Dr, Marion, IL 62959
- FDIC certificate
- 17514 ↗
Branches
39 branches in 6 states
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Illinois
26 branches
Marion area · 8
- Banterra BankMain office3201 Banterra Dr, Marion, IL 62959Directions
- Carterville - 1600108 S Plaza Dr New Rt 13 East, Carterville, IL 62918Directions
- Herrin - 1500318 S Park Ave, Herrin, IL 62948Directions
- Johnston City Facility908 Grand Ave, Johnston City, IL 62951Directions
- Airport Center Branch111 Airway Dr, Marion, IL 62959Directions
- Carbon St - 400800 N Carbon St, Marion, IL 62959Directions
- Kroger - 3001704 W Deyoung St, Marion, IL 62959Directions
- Marion Drive Up Branch - 800102 W Main St, Marion, IL 62959Directions
Harrisburg area · 2
- Harrisburg - 2500520 E Poplar St, Harrisburg, IL 62946Directions
- Harrison South Drive Thru395 S Commercial St, Harrisburg, IL 62946Directions
Vienna area · 2
- Highway 146 Branch529 E Vine St, Vienna, IL 62995Directions
- Vienna - 3100402 Court St, Vienna, IL 62995Directions
Carbondale area · 1
- Carbondale Facility1500 W Main St, Carbondale, IL 62901Directions
Carmi area · 1
- Carmi - 24001310 W Main St, Carmi, IL 62821Directions
Christopher area · 1
- Christopher - 1400506 N Victor St, Christopher, IL 62822Directions
Du Quoin area · 1
- Duquion - 1200124 W Main St, Du Quoin, IL 62832Directions
Eldorado area · 1
- Eldorado - 21001501 U.S. Route 45 South, Eldorado, IL 62930Directions
Elizabethtown area · 1
- Elizabethtown Branch - 8300101 S Main St, Elizabethtown, IL 62931Directions
Golconda area · 1
- Golconda - 8200 Branch121 E Main St, Golconda, IL 62938Directions
McLeansboro area · 1
- Mcleansboro Branch - 2300200 E Market St, McLeansboro, IL 62859Directions
Paducah area · 1
- Metropolis - 3200521 Ferry Street, Metropolis, IL 62960Directions
Mount Vernon area · 1
- Mt. Vernon - 19003520 Broadway St, Mount Vernon, IL 62864Directions
Norris City area · 1
- Norris City Branch - 2200208 E Main St, Norris City, IL 62869Directions
Ridgway area · 1
- Ridgway Branch - 2000123 S Murphy St, Ridgway, IL 62979Directions
Rosiclare area · 1
- Rosiclare - 8000225 Main Street, Rosiclare, IL 62982Directions
West Frankfort area · 1
- West Frankfort - 1000110 E Oak St, West Frankfort, IL 62896Directions
Arizona
4 branches
- Gilbert, Az Branch355 E Germann Rd, Gilbert, AZ 85297Directions
- Scottsdale Branch15100 N 78th Way, Scottsdale, AZ 85260Directions
- Sun City Az Branch10736 W Bell Rd, Sun City, AZ 85373Directions
- Sun Canyon Bank13503 W Camino Del Sol, Sun City West, AZ 85375Directions
Indiana
4 branches
- Evansvile East - 4000133 N Cross Pointe Blvd, Evansville, IN 47715Directions
- Evansville Diamond - 4300435 E Diamond Ave, Evansville, IN 47711Directions
- Evansville West - 4200705 N Saint Joseph Ave, Evansville, IN 47712Directions
- Newburgh - 41003811 Haley Dr, Newburgh, IN 47630Directions
Kentucky
2 branches
- Paducah East-30003151 Parisa Dr, Paducah, KY 42003Directions
- Paducah West-33005200 Hinkleville Rd, Paducah, KY 42001Directions
Missouri
2 branches
Cape Girardeau area · 1
- Cape - 45001650 N Kingshighway St, Cape Girardeau, MO 63701Directions
Sikeston area · 1
- East Prairie - 270099 Prairie Dr, East Prairie, MO 63845Directions
Utah
1 branch
- Cottonwood Heights Branch6965 S Union Park Ctr, Cottonwood Heights, UT 84047Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.41% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.37% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.91% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $88 | $88 | — |
- CapitalLeverage ratio9.41%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.37%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.91%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$88Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Banterra Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.