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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Washington, DC-VA-MD-WV metro

  1. HSBC USAWealth Center/Telephone Deposit Account CDsCD · 24 months · $1,000 min

    Bank · 2 branches

    4.40%APY$899 over 24 months on $10,000
  2. Top Carrot, Carrot Score 98
    Tower Federal Credit UnionBump-Up Share CertificatesCD · 60 months · $5,000 min

    Credit union · 2 branches

    4.40%APY$2,402 over 60 months on $10,000
  3. City National BankPersonal Certificates of DepositCD · 12 months · $2,500 min

    Bank · 2 branches

    4.39%APY$439 over 1 year on $10,000intro rate
  4. Top Carrot, Carrot Score 89
    Library of Congress Federal Credit UnionMonthly Dividend CertificateCD · 24 months · $5,000 min

    Credit union · 2 branches

    4.39%APY$897 over 24 months on $10,000
  5. Top Carrot, Carrot Score 88
    Labor Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · 2 branches

    4.37%APY$437 over 1 year on $10,000intro rate
  6. Top Carrot, Carrot Score 94
    City First BankCertificates of Deposit (Digital)CD · 12 months · $5,000 min

    Bank · 1 branch

    4.35%APY$435 over 1 year on $10,000
  7. Top Carrot, Carrot Score 89
    FedFinancial Credit UnionShare CertificatesCD · 60 months · $1,000 min

    Credit union · 1 branch

    4.31%APY$2,349 over 60 months on $10,000
  8. Loudoun Credit UnionShare CertificatesCD · 13 months · $1,000 min

    Credit union · 1 branch

    4.30%APY$467 over 13 months on $10,000intro rate
  9. InFirst Federal Credit UnionShare Certificate SpecialsCD · 15 months · $1,000 min

    Credit union · 3 branches

    4.30%APY$540 over 15 months on $10,000intro rate
  10. BCUNew Money CD SpecialsCD · 15 months · $500 min

    Credit union · 1 branch

    4.30%APY$540 over 15 months on $10,000intro rate
  11. Northwest Federal Credit UnionCommunity 5 Month CertificateCD · 5 months · $1,000 min

    Credit union · 12 branches

    4.25%APY$175 over 5 months on $10,000intro rate
  12. Police Federal Credit UnionShare CertificatesCD · 8 months · $500 min

    Credit union · 3 branches

    4.25%APY$281 over 8 months on $10,000intro rate
  13. Woodforest National BankCertificates of DepositCD · 9 months · $500 min

    Bank · 6 branches

    4.25%APY$317 over 9 months on $10,000
  14. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 118 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  15. Top Carrot, Carrot Score 89
    CitiCertificate of DepositCD · 12 months · $500 min

    Bank · 34 branches

    4.25%APY$425 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Washington, DC-VA-MD-WV metro

1,176 CDs at 111 banks and credit unions · checked Oct 16–22

Typical
3.30%
Top 10% from
4.10%
Banks, typical
2.25%
Credit unions, typical
3.50%

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Washington, DC-VA-MD-WV metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Educational Systems Federal Credit UnionCredit union · 9 branches
  2. Hanscom Federal Credit UnionCredit union · 1 branch
  3. Tower Federal Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate