Credit union · NCUA insured
Police Federal Credit Union
A $175.8M credit union headquartered in Upper Marlboro, MD, with 13,960 members and 3 branches in 2 states. Best rates: CDs 4.25% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: carrot has not captured enough rates to score this yet. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs894.25%for 3–8 monthsCD rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Police Federal Credit Union
Headquartered in Upper Marlboro, Maryland, Police Federal Credit Union is a member-owned cooperative serving the law enforcement community since 1935.
The credit union serves over 13,000 members nationwide.
- Headquarters
- 9100 Presidential Pkwy, Upper Marlboro, MD 20772-2658
- NCUA charter
- 16401
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Police FCU employees are eligible for membership.
Military, government and schools
- Spouses of persons who died within the field of membership are eligible to join.
- Sworn officers, civilian employees, retirees, recruits in training, and volunteers of eligible federal, state, county, and municipal law enforcement agencies or departments in the credit union's field of membership are eligible to join.
Family and household
- Immediate family members of Police FCU members (spouse, children, parents, siblings, grandparents, grandchildren, including step relationships) are eligible to join.
- Members of the immediate families or household are eligible to join.
Branches
3 branches in 2 states
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District of Columbia
2 branches
- DC Branch441 4th St NW Ste 1140, Washington, DC 20001Directions
- MPD Training Facility4665 Blue Plains Dr SW, Washington, DC 20032Directions
Maryland
1 branch
- Upper MarlboroMain office9100 Presidential Pkwy, Upper Marlboro, MD 20772Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.25% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.33% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.02% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $79 | $76 | — |
- CapitalNet worth ratio14.25%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.33%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.02%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$79Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Police Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.