Credit union · NCUA insured
Loudoun Credit Union
A $57.6M credit union headquartered in Leesburg, VA, with 5,351 members and 1 branch in Virginia. Best rates: CDs 4.30% and savings 0.90% APY.
Loudoun Credit Union Carrot Score
85
Carrot Score
Higher than 70% of U.S. banks and credit unions
#42 of 105 in Washington, DC-VA-MD-WV metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Loudoun Credit Union
Loudoun Credit Union is a member-owned cooperative headquartered in Leesburg, Virginia, that was chartered in September 1977 under the Virginia Credit Union Act.
On May 18, 1994, the State Corporation Commission approved the merger of Loudoun HealthCare Federal Credit Union into Loudoun Credit Union as the surviving institution.
The credit union serves those who serve others in Loudoun County, Virginia.
- Headquarters
- 6 W Market St, Loudoun Credit Union, Leesburg, VA 20176
- NCUA charter
- 66954
Branches
1 branch in Virginia
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Virginia
1 branch
- Loudoun Credit UnionMain office6 W Market St, Loudoun Credit Union, Leesburg, VA 20176Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.13% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.83% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.02% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $32 | $59 | — |
- CapitalNet worth ratio8.13%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.83%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.02%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$32Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Loudoun Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.