Credit union · NCUA insured
Loudoun Credit Union CD Rates
Loudoun Credit Union’s best CD rate is 4.30% APY on a 13-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 22, 2026.
How Loudoun Credit Union’s CD rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Loudoun Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Loudoun Credit Union
4.30%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $467
Share Certificates
Top rate
Tower Federal Credit Union
5.20%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $1,067
2nd-highest rate
Apple FCU
5.00%APY
- Term
- 70 months
- Minimum
- $500
- Earns on $10,000
- $3,292
Loudoun Credit Union CD score
90
CD score
Higher than 91% of U.S. banks and credit unions
- 3–8 months3–8 mo3.29%
- 9–15 months9–15 mo4.30%
- 16–30 months16–30 mo4.06%
- 31–60 months31–60 mo4.06%
- QualifiedQualified4.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Loudoun Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.30%APY · 6 terms
On all Certificates: Dividends are calculated on Daily Balance method, compounded and paid Quarterly. $1,000.00 minimum deposit. CD withdrawal penalties: up to 1 year: 90 days interest, over 1 year: 180 days interest. Additional promotions do not apply to 13 month special.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.29% | $163 |
| 9 months | 3.55% | $265 |
| 12 months | 3.80% | $380 |
| 13 months13 Month Special. Additional promotions do not apply to 13 month special | 4.30% | $467 |
| 24 months | 4.06% | $828 |
| 36 months | 4.06% | $1,268 |
Special-purpose accounts
IRA Certificates
Up to 4.06%APY · 3 terms
Minimum deposit $1,000. Early withdrawal penalties apply (up to 1 year: 90 days interest, over 1 year: 180 days interest). Upon maturity, funds deposit directly into IRA.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 monthsTraditional IRA | 3.80% | $774 |
| 36 monthsTraditional IRA | 3.80% | $1,184 |
| 60 monthsRoth IRA | 4.06% | $2,202 |
Who can join Loudoun Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.