Bank · FDIC insured
City First Bank
Top CarrotA $1.6B bank headquartered in Washington, DC, with 3 branches in 2 states. Best rates: CDs 4.35% and savings 4.15% APY.
City First Bank Carrot Score
Carrot ScoreTop Carrot
Higher than 96% of U.S. banks and credit unions
#6 of 128 in Los Angeles, CA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About City First Bank
City First Bank is a Community Development Financial Institution (CDFI) founded in 1998 in Washington, DC.
In 2021, it merged with Los Angeles-based Broadway Federal Bank to expand economic opportunity and provide capital in underinvested urban communities.
The bank specializes in customized financing for businesses, community-based nonprofits, and affordable housing developers.
- Headquarters
- 1432 U St Nw, Washington, DC 20009
- FDIC certificate
- 34352 ↗
Branches
3 branches in 2 states
Loading map…
California
2 branches
- 170 North Market Street Branch170 N Market St, Inglewood, CA 90301Directions
- South Figueroa Street Branch4001 S Figueroa St, Los Angeles, CA 90037Directions
District of Columbia
1 branch
- City First Bank, National AssociationMain office1432 U St Nw, Washington, DC 20009Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.20% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.98% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.32% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $96 | $88 | — |
- CapitalLeverage ratio13.20%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.98%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.32%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$96Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of City First Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.