Credit union · NCUA insured
InFirst Federal Credit Union
A $191.9M credit union headquartered in Alexandria, VA, with 14,636 members and 7 branches in 2 states. Best rates: CDs 4.30% and savings 0.20% APY.
InFirst Federal Credit Union Carrot Score
81
Carrot Score
Higher than 55% of U.S. banks and credit unions
#64 of 105 in Washington, DC-VA-MD-WV metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About InFirst Federal Credit Union
InFirst Federal Credit Union is a member-owned financial institution where members establish a share by maintaining a minimum deposit in a savings account.
- Headquarters
- 6222 Little River Tpke, Alexandria, VA 22312-1714
- NCUA charter
- 233
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in most of Salem, Roanoke, Botetourt, Vinton and King George, VA.
Employers and groups
- Membership is open to members of the InFirst Responders Foundation.
Military, government and schools
- Membership is open to retired federal employees receiving an annuity through the Office of Personnel Management.
- Membership is open to employees of listed federal agencies including OPM, FCC, FTC, PBGC, SEC, FEMA, STB, MSPB, and OGE.
Family and household
- Membership is open to eligible family members, including spouse, child, sibling, parent, grandparent, step-parents, stepchildren, step-siblings, domestic partners, and adoptive relationships.
Cost to join
- Joining the credit union requires establishing a share by maintaining a minimum of $5 in a Prime Savings Account.
Branches
7 branches in 2 states
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Virginia
6 branches
Roanoke area · 3
- Melrose5005 Melrose Ave NW, Roanoke, VA 24017Directions
- Poff210 Franklin Rd SW Ste 726, Roanoke, VA 24011Directions
- Salem2 W Main St, Salem, VA 24153Directions
Washington area · 2
- AlexandriaMain office6222 Little River Tpke, Alexandria, VA 22312Directions
- Fredericksburg1151 Carl D Silver Pkwy, Fredericksburg, VA 22401Directions
King George area · 1
- King George16384 Consumer Row, King George, VA 22485Directions
District of Columbia
1 branch
- Opm1900 E St NW, Washington, DC 20415Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.02% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.49% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.08% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $85 | $76 | — |
- CapitalNet worth ratio10.02%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.49%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.08%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$85Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of InFirst Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.