Credit union · NCUA insured
Police Federal Credit Union CD Rates
Police Federal Credit Union’s best CD rate is 4.25% APY on an 8-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Police Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Police Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Police Federal Credit Union
4.25%APY
- Term
- 8 months
- Minimum
- $500
- Earns on $10,000
- $281
Share Certificates
Top rate
Tower Federal Credit Union
5.20%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $1,067
2nd-highest rate
Apple FCU
5.00%APY
- Term
- 70 months
- Minimum
- $500
- Earns on $10,000
- $3,292
Police Federal Credit Union CD score
89
CD score
Higher than 89% of U.S. banks and credit unions
- 3–8 months3–8 mo4.25%
- 9–15 months9–15 mo3.80%
- 16–30 months16–30 mo3.85%
- 31–60 months31–60 mo4.00%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Police Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.25%APY · 7 terms
Start for as little as $500. Flexible terms from 6 to 60 months. Dividends compound monthly. Federally insured up to $250,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.70% | $183 |
| 8 months8-month Special | 4.25% | $281 |
| 12 months | 3.80% | $380 |
| 24 months | 3.85% | $785 |
| 36 months | 3.90% | $1,216 |
| 48 months | 3.95% | $1,676 |
| 60 months | 4.00% | $2,167 |
Sources (2)
All captured Oct 4, 2026
Quick Start Certificate of Deposit
Up to 4.00%APY · 1 term
Limit one certificate per member. Minimum opening balance $50, maximum balance $3,000. Add-on deposits allowed at any time up to maximum balance. Certificate owner(s) age 18 and older must have a Benefits/Basic Checking account; otherwise dividend rate reduced to prevailing 12-month certificate rate after 30 days. Penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsMarch CD Special. Certificate owner(s) age 18 and older must have a Benefits/Basic Checking account within 30 days or rate reverts to prevailing 12-month CD rate | 4.00% | — |
| 12 monthsOwner or Joint Owner age 18 and older must have an active Benefits/Basic Checking account with Police FCU within 30 days | 3.75% | — |
Sources (3)
- policefcu.com/cd-special-march
- policefcu.com/quick-start-certificate-of-deposit
- policefcu.com/banking/share-certificates
All captured Oct 4, 2026
Who can join Police Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Police FCU employees are eligible for membership.
Military, government and schools
- Spouses of persons who died within the field of membership are eligible to join.
- Sworn officers, civilian employees, retirees, recruits in training, and volunteers of eligible federal, state, county, and municipal law enforcement agencies or departments in the credit union's field of membership are eligible to join.
Family and household
- Immediate family members of Police FCU members (spouse, children, parents, siblings, grandparents, grandchildren, including step relationships) are eligible to join.
- Members of the immediate families or household are eligible to join.
Membership information collected October 4, 2026.