Credit union · NCUA insured
Labor Credit Union CD Rates
Top CarrotLabor Credit Union’s best CD rate is 4.37% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Labor Credit Union’s CD rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Labor Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Labor Credit Union
4.37%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $437
Share Certificate
Top rate
Tower Federal Credit Union
5.20%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $1,067
2nd-highest rate
Apple FCU
5.00%APY
- Term
- 70 months
- Minimum
- $500
- Earns on $10,000
- $3,292
Labor Credit Union CD score
87
CD score
Higher than 78% of U.S. banks and credit unions
- 3–8 months3–8 mo2.95%
- 9–15 months9–15 mo4.37%
- 16–30 months16–30 mo3.30%
- 31–60 months31–60 mo3.55%
- QualifiedQualified4.37%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Labor Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.37%APY · 6 terms
Dividend payment postings for Share Certificates are paid on the last day of each quarter. Transaction grace period of 10 days from renewal date. Early withdrawal penalty may be imposed.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.95% | $146 |
| 12 months | 3.25% | $325 |
| 12 monthsPaycheck Certificate Promo | 4.37% | $437 |
| 24 months | 3.30% | $671 |
| 36 months | 3.50% | $1,087 |
| 48 months | 3.50% | $1,475 |
| 60 months | 3.55% | $1,906 |
Special-purpose accounts
IRA Certificate
Up to 4.37%APY · 6 terms
Certificates can be opened for Individual Retirement Accounts and Coverdell Education Savings Accounts. Dividend postings paid on the last day of each quarter. Early withdrawal penalty may be imposed.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.95% | $146 |
| 12 months | 3.25% | $325 |
| 12 monthsPaycheck Certificate Promo | 4.37% | $437 |
| 24 months | 3.30% | $671 |
| 36 months | 3.50% | $1,087 |
| 48 months | 3.50% | $1,475 |
| 60 months | 3.55% | $1,906 |
Who can join Labor Credit Union
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