Credit union · NCUA insured
Library of Congress Federal Credit Union
Top CarrotA $341.8M credit union headquartered in Hyattsville, MD, with 9,983 members and 2 branches in 2 states. Best rates: CDs 4.47% and savings 1.16% APY.
Library of Congress Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 90% of U.S. banks and credit unions
#15 of 105 in Washington, DC-VA-MD-WV metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Library of Congress Federal Credit Union
Founded in 1935 by Library of Congress employees to help coworkers and their families get ahead financially, Library of Congress FCU is a member-owned not-for-profit financial cooperative governed by a volunteer board.
The credit union is focused on serving America’s library community.
- Headquarters
- 8100 Professional Pl Ste 308, Hyattsville, MD 20785-2229
- NCUA charter
- 266
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of AARP who work in, or are paid or supervised from Washington, D.C. are eligible to join.
- Members and employees of American Booksellers Association in Harrison, NY who qualify in accordance with its charter and bylaws are eligible to join.
- Voting members and employees of the American Library Association are eligible to join.
- Employees of Strategic Partner organizations or companies are eligible to join.
Military, government and schools
- Employees of the Institute of Museum & Library Services who work in, or are paid or supervised from Washington, D.C. are eligible to join.
- Employees of the Library of Congress and other Federal employees in the Library of Congress building are eligible to join.
5 more ways to join
Military, government and schools
- Contractors who work for the Library of Congress are eligible to join.
- Employees of the Office of Compliance who work in Washington, D.C. are eligible to join.
- Employees of the Supreme Court of the United States who work in or are paid or supervised from Washington, D.C. are eligible to join.
Family and household
- Family members (including spouse, parents, grandparents, grandchildren, and other family members) and people maintaining a single economic unit (such as domestic partners, roommates, and legal guardian relationships) with eligible employees are eligible to join.
Other ways
- Employees, unit owners, and residents of The Forum Condominium in North Bethesda, MD are eligible to join.
Branches
2 branches in 2 states
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District of Columbia
1 branch
- Dc101 Independence Ave SE Rm 634, Washington, DC 20540Directions
Maryland
1 branch
- Admin OfficeMain office8100 Professional Pl Ste 308, Hyattsville, MD 20785Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.65% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.53% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.82% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $68 | $76 | — |
- CapitalNet worth ratio16.65%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.53%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.82%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$68Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Library of Congress Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.