Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Topeka, KS metro
- 4.00%APY$816 over 24 months on $10,000intro rate
Requirements
Product: Compounded and credited quarterly. Daily balance method used to calculate interest paid. Automatic renewals. Penalty of forfeited interest paid may be imposed for early withdrawal.
Offer: Interest compounded and credited quarterly.
Promotional rate · 3.94% interest rate · Effective Oct 14, 2026
Rate checked
More details - 4.00%APY$1,249 over 36 months on $10,000intro rate
Requirements
Product: Must be new money. Unlimited deposits allowed for the duration.
Offer: Requires new money; $500 minimum opening deposit; unlimited deposits allowed for the duration.
Promotional rate · 3.94% interest rate · Effective Mar 3, 2026
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More details - 4.00%APY$1,249 over 36 months on $10,000intro rate
Promotional rate · 3.94% interest rate · Effective Mar 3, 2026
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More details - The Farmers State Bank12 Month Fixed Interest Rate CDCD · 12 months · $500 min · 3.94%–4.04% by balance
Bank · 1 branch
3.94%APY$394 over 1 year on $10,000Requirements
Product: Compounded semi-annually. Automatically renewable.
3.90% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for 12 Month Fixed Interest Rate CD Balance APY $500 and upYour amount 3.94% $50,000 and up 4.04% Rate checked
More details - 3.85%APY$191 over 6 months on $10,000
Requirements
Product: Personal accounts only. Minimum balance to open and obtain APY is $1,000.00. A penalty may be imposed for early withdrawal.
3.80% interest rate · Effective Oct 13, 2026
Rate checked
More details - 3.82%APY$382 over 1 year on $10,000
Requirements
Product: Early withdrawal penalty: loss of 3 months interest for 3-12 month CD terms, loss of 6 months interest for 13-60 month CD terms. Automatically renews with a 10-day grace period (public funds excluded). FDIC insured up to $250,000.00.
3.75% interest rate · Effective Jun 8, 2026
Rate checked
More details - The Farmers State Bank6 Month Fixed Interest Rate CDCD · 6 months · $500 min · 3.68%–3.79% by balance
Bank · 1 branch
3.68%APY$182 over 6 months on $10,000Requirements
Product: Compounded semi-annually. Automatically renewable.
3.65% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for 6 Month Fixed Interest Rate CD Balance APY $500 and upYour amount 3.68% $50,000 and up 3.79% Rate checked
More details - 3.65%APY$181 over 6 months on $10,000
Requirements
Product: Penalty for early withdrawal may apply. Fees may reduce earnings on the account.
Offer: Penalty for early withdrawal may apply. Fees may reduce earnings on the account.
3.60% interest rate · Effective Feb 3, 2026
Rate checked
More details - 3.65%APY$1,963 over 60 months on $10,000
Requirements
Offer: Interest compounding frequency: Quarterly. Interest availability: Quarterly.
3.60% interest rate · Effective Sep 19, 2024
Rate checked
More details - Empower Blue Credit UnionShare CertificatesCD · 60 months · $500 min · 3.61%–3.87% by balance
Credit union · 2 branches
3.61%APY$1,940 over 60 months on $10,000Requirements
Product: Open a certificate with as little as a $500 minimum deposit. Early withdrawal penalties may apply.
Offer: Average daily balance required to earn dividends: $500.
3.55% interest rate · Effective Jul 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 and upYour amount 3.61% $50,000 and up$50,000+ Jumbo rate. 3.87% Rate checked
More details - 3.50%APY$350 over 1 year on $10,000
Requirements
Product: Compounded quarterly. $500.00 minimum opening balance.
Offer: Compounded quarterly.
3.46% interest rate · Compounded quarterly · Effective Mar 3, 2026
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More details - 3.49%APY$86 over 3 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal. $1,000 minimum balance required to obtain the stated APY. APY and interest rate may change at any time. Fees may reduce earnings.
Offer: Interest is compounded and credited at maturity. A penalty may be imposed for early withdrawal.
3.45% interest rate · Effective Sep 1, 2026
Rate checked
More details - 3.29%APY$246 over 9 months on $10,000
Requirements
Product: Compounded quarterly. Automatically renewable. Add-on feature.
3.25% interest rate · Compounded quarterly · Effective Sep 29, 2026
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More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
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More details - 3.00%APY$300 over 1 year on $10,000
Requirements
Product: Interest is compounded and paid semi-annually or at maturity, whichever occurs first. Daily balance method applies. Early withdrawals subject to penalty. Automatically renews at maturity with a 10-day grace period.
Offer: 12-month term. Early withdrawal penalty of 3 months' interest.
2.98% interest rate · Effective Nov 20, 2025
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Topeka, KS metro
219 CDs at 24 banks and credit unions · checked Oct 15–17
- Typical
- 3.00%
- Top 10% from
- 4.05%
- Banks, typical
- 2.53%
- Credit unions, typical
- 3.58%
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Find your bank or credit union to see all its rates and how they compare near you.
Topeka, KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 1 branch
- Bank of the Flint HillsBank · 2 branches
- Capitol FederalBank · 10 branches