Bank · FDIC insured
Farmers and Drovers Bank
A $221.9M bank headquartered in Council Grove, KS, with 3 branches in Kansas. Best rates: CDs 4.00% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: rates are not published online. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs854.00%for 9–15 monthsCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Farmers and Drovers Bank
Farmers and Drovers Bank is based in Council Grove, Kansas, where it began serving the community in 1882.
The bank provides full-service banking to customers in Council Grove and the Flint Hills.
- Headquarters
- 201 W Main St, Council Grove, KS 66846
- FDIC certificate
- 12602 ↗
Branches
3 branches in Kansas
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Kansas
3 branches
Council Grove area · 2
- Farmers and Drovers BankMain office201 W Main St, Council Grove, KS 66846Directions
- Drive-In Facility426 E Main St, Council Grove, KS 66846Directions
Topeka area · 1
- Alta Vista Branch619 Main St, Alta Vista, KS 66834Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 25.39% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.37% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.41% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $92 | $81 | — |
- CapitalLeverage ratio25.39%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.37%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.41%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$92Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Farmers and Drovers Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.