Bank · FDIC insured
The Farmers State Bank
A $86.3M bank headquartered in Holton, KS, with 1 branch in Kansas. Best rates: CDs 4.04% and savings 0.35% APY.
The Farmers State Bank Carrot Score
71
Carrot Score
Higher than 30% of U.S. banks and credit unions
#14 of 23 in Topeka, KS metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About The Farmers State Bank
The Farmers State Bank is based in Holton, Kansas.
- Headquarters
- 209 Montana Ave, Holton, KS 66436
- FDIC certificate
- 15258 ↗
Branches
1 branch in Kansas
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Kansas
1 branch
- The Farmers State BankMain office209 Montana Ave, Holton, KS 66436Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.74% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 0.45% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | 1.62% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $68 | $67 | — |
- CapitalLeverage ratio12.74%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent0.45%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets1.62%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$68Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of The Farmers State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.