Bank · FDIC insured
The Kansas State Bank
A $101.2M bank headquartered in Overbrook, KS, with 2 branches in Kansas. Best rates: CDs 3.65% and savings 0.60% APY.
The Kansas State Bank Carrot Score
72
Carrot Score
Higher than 32% of U.S. banks and credit unions
#13 of 23 in Topeka, KS metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About The Kansas State Bank
- Headquarters
- 400 Maple St, Overbrook, KS 66524
- FDIC certificate
- 1865 ↗
Branches
2 branches in Kansas
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Kansas
2 branches
- The Kansas State Bank Overbrook KansasMain office400 Maple St, Overbrook, KS 66524Directions
- Scranton Branch321 S Brownie Blvd, Scranton, KS 66537Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.17% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.70% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.37% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $73 | $81 | — |
- CapitalLeverage ratio13.17%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.70%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.37%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$73Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of The Kansas State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.