Bank · FDIC insured
Kendall Bank CD Rates
Kendall Bank’s best CD rate is 3.49% APY on a 3-month CD. Terms run from 3 months to 4 years. Rates checked October 16, 2026.
How Kendall Bank’s CD rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Kendall Bank has the most branches. $10,000, best rate first.
This bank’s best
Kendall Bank
3.49%APY
- Term
- 3 months
- Minimum
- $1,000
- Earns on $10,000
- $86
Certificate of Deposit
Top rate
Community National Bank
5.09%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,818
2nd-highest rate
North American Savings Bank
5.00%APY
- Term
- 7 months
- Minimum
- $5,000
- Earns on $10,000
- $289
Kendall Bank CD score
68
CD score
Higher than 21% of U.S. banks and credit unions
- 3–8 months3–8 mo3.49%
- 9–15 months9–15 mo3.25%
- 16–30 months16–30 mo2.34%
- 31–60 months31–60 mo2.25%
- QualifiedQualified3.49%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Kendall Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.49%APY · 7 terms
A penalty may be imposed for early withdrawal. $1,000 minimum balance required to obtain the stated APY. APY and interest rate may change at any time. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsInterest is compounded and credited at maturity. A penalty may be imposed for early withdrawal | 3.49% | $86 |
| 6 monthsInterest is compounded and credited monthly. A penalty may be imposed for early withdrawal | 3.49% | $173 |
| 12 monthsInterest is compounded and credited monthly. A penalty may be imposed for early withdrawal | 3.25% | $325 |
| 18 monthsInterest is compounded and credited monthly. A penalty may be imposed for early withdrawal | 2.25% | $339 |
| 24 monthsInterest is compounded and credited monthly. A penalty may be imposed for early withdrawal | 2.34% | $473 |
| 36 monthsInterest is compounded and credited monthly. A penalty may be imposed for early withdrawal | 2.25% | $690 |
| 48 monthsInterest is compounded and credited monthly. A penalty may be imposed for early withdrawal | 2.25% | $931 |
Special-purpose accounts
Individual Retirement Account (IRA) CD
Up to 3.25%APY · 3 terms
A penalty may be imposed for early withdrawal. Interest is compounded and credited semi-annually. APY and interest rate may change at any time. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsA penalty may be imposed for early withdrawal. Interest is compounded and credited semi-annually | 3.25% | $325 |
| 24 monthsA penalty may be imposed for early withdrawal. Interest is compounded and credited semi-annually | 2.34% | $473 |
| 36 monthsA penalty may be imposed for early withdrawal. Interest is compounded and credited semi-annually | 2.25% | $690 |
Sources (2)
- kendallbank.com/wp-content/upl…-Personal-Rate-Sheet.pdf
- kendallbank.com/wp-content/upl…ersonal-Rate-Sheet-1.pdf
All captured Sep 18, 2026
Opening an account
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