Bank · FDIC insured
First National Bank of Kansas
A $105.6M bank headquartered in Burlington, KS, with 3 branches in Kansas. Best rates: CDs 3.00% and savings 0.15% APY.
First National Bank of Kansas Carrot Score
63
Carrot Score
Higher than 9% of U.S. banks and credit unions
#19 of 23 in Topeka, KS metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First National Bank of Kansas
- Headquarters
- 600 N 4th St, Burlington, KS 66839
- FDIC certificate
- 4794 ↗
Branches
3 branches in Kansas
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Kansas
3 branches
Burlington area · 1
- First National Bank of KansasMain office600 N 4th St, Burlington, KS 66839Directions
Topeka area · 1
- Osage Branch18 Main St, Osage City, KS 66523Directions
Waverly area · 1
- Waverly Branch305 Pearson Ave, Waverly, KS 66871Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.06% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.14% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.78% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $45 | $81 | — |
- CapitalLeverage ratio9.06%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.14%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.78%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$45Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First National Bank of Kansas are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.