Bank · FDIC insured
The Farmers State Bank CD Rates
The Farmers State Bank’s best CD rate is 4.04% APY on a 1-year CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How The Farmers State Bank’s CD rates compare
Compared with banks and credit unions near Topeka, KS, where The Farmers State Bank has the most branches. $10,000, best rate first.
This bank’s best
The Farmers State Bank
3.94%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $394
12 Month Fixed Interest Rate CD
Top rate
Community National Bank
5.09%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,818
2nd-highest rate
Topeka Firemen's Credit Union
4.55%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $455
The Farmers State Bank CD score
77
CD score
Higher than 45% of U.S. banks and credit unions
- 3–8 months3–8 mo3.68%
- 9–15 months9–15 mo3.94%
- 16–30 months16–30 mo2.01%
- 31–60 months31–60 mo2.16%
- QualifiedQualified3.94%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Farmers State Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
12 Month Fixed Interest Rate CD
3.94%APY · 1 term
Compounded semi-annually. Automatically renewable.
| Term | APY · $500 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 months | 3.94% | 4.04% | 3.94%4.04% from $50k | $394 |
Sources (2)
All captured Oct 5, 2026
6 Month Fixed Interest Rate CD
3.68%APY · 1 term
Compounded semi-annually. Automatically renewable.
| Term | APY · $500 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 3.68% | 3.79% | 3.68%3.79% from $50k | $182 |
Sources (2)
All captured Oct 5, 2026
9 Month Add On Fixed Interest Rate CD
3.29%APY · 1 term
Compounded quarterly. Automatically renewable. Add-on feature.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 months | 3.29% | $246 |
Sources (2)
All captured Oct 5, 2026
15 Month Fixed Interest Rate CD
2.52%APY · 1 term
Compounded semi-annually. Automatically renewable.
| Term | APY · $500 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 15 months | 2.52% | 2.78% | 2.52%2.78% from $50k | $316 |
Sources (2)
All captured Oct 5, 2026
60 Month Fixed Interest Rate CD
2.16%APY · 1 term
Compounded semi-annually. Automatically renewable.
| Term | APY · $500 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 60 months | 2.16% | 2.26% | 2.16%2.26% from $50k | $1,128 |
Sources (2)
All captured Oct 5, 2026
24 Month Fixed Interest Rate CD
2.01%APY · 1 term
Compounded semi-annually. Automatically renewable.
| Term | APY · $500 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 24 months | 2.01% | 2.11% | 2.01%2.11% from $50k | $406 |
Sources (2)
All captured Oct 5, 2026
FSB Advantage - 36 Month Bump-Up CD
1.86%APY · 1 term
Interest rate may be changed ONCE during the term of the CD to a rate currently being paid by the bank. Compounded semi-annually. Automatically renewable. Bump-Up feature applies once in each renewal period.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 36 months | 1.86% | $568 |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.