Bank · FDIC insured
Denison State Bank CD Rates
Denison State Bank’s best CD rate is 4.00% APY on a 2-year CD, with extra requirements. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Denison State Bank’s CD rates compare
Compared with banks and credit unions near Topeka, KS, where Denison State Bank has the most branches. $10,000, best rate first.
This bank’s best
Denison State Bank
4.00%APY
- Term
- 24 months
- Requires
- Conditions apply
- Minimum
- $500
- Earns on $10,000
- $816
Certificates of Deposit (CDs)
Top rate
Community National Bank
5.09%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $2,818
2nd-highest rate
Topeka Firemen's Credit Union
4.55%APY
- Term
- 12 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $455
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 4.00%APY · 7 terms
Compounded and credited quarterly. Daily balance method used to calculate interest paid. Automatic renewals. Penalty of forfeited interest paid may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsInterest compounded and credited quarterly | 3.80% | $188 |
| 12 monthsInterest compounded and credited quarterly | 3.80% | $380 |
| 18 monthsInterest compounded and credited quarterly | 3.00% | $453 |
| 24 monthsInterest compounded and credited quarterly | 4.00% | $816 |
| 36 months3 year one-time bump up. Interest compounded and credited quarterly | 2.75% | $848 |
| 36 monthsInterest compounded and credited quarterly | 3.00% | $927 |
| 48 monthsInterest compounded and credited quarterly | 3.00% | $1,255 |
| 60 monthsInterest compounded and credited quarterly | 3.00% | $1,593 |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
Individual Retirement Account (IRA) Certificates
Up to 4.00%APY · 6 terms
Available as Traditional IRA, Roth IRA, and Simplified Employee Pension (SEP) IRA with CD terms of 1 to 5 years at fixed rates. No set-up fee. Early withdrawal penalty may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsInterest compounded and credited quarterly | 3.80% | $380 |
| 18 monthsInterest compounded and credited quarterly | 3.00% | $453 |
| 24 monthsInterest compounded and credited quarterly | 4.00% | $816 |
| 36 months3 year one-time bump up. Interest compounded and credited quarterly | 2.75% | $848 |
| 36 monthsInterest compounded and credited quarterly | 3.00% | $927 |
| 48 monthsInterest compounded and credited quarterly | 3.00% | $1,255 |
| 60 monthsInterest compounded and credited quarterly | 3.00% | $1,593 |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.