Bank · FDIC insured
The Kansas State Bank CD Rates
The Kansas State Bank’s best CD rate is 3.65% APY on a 6-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How The Kansas State Bank’s CD rates compare
Compared with banks and credit unions near Topeka, KS, where The Kansas State Bank has the most branches. $10,000, best rate first.
This bank’s best
The Kansas State Bank
3.65%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $181
Certificates of Deposit (CD's)
Top rate
Community National Bank
5.09%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,818
2nd-highest rate
Topeka Firemen's Credit Union
4.55%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $455
The Kansas State Bank CD score
76
CD score
Higher than 41% of U.S. banks and credit unions
- 3–8 months3–8 mo3.65%
- 9–15 months9–15 mo3.55%
- 16–30 months16–30 mo3.29%
- 31–60 months31–60 mo3.24%
- QualifiedQualified3.65%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Kansas State Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CD's)
Up to 3.65%APY · 9 terms
Penalty for early withdrawal may apply. Fees may reduce earnings on the account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsPenalty for early withdrawal may apply. Fees may reduce earnings on the account | 1.56% | $39 |
| 6 monthsPenalty for early withdrawal may apply. Fees may reduce earnings on the account | 3.65% | $181 |
| 12 monthsPenalty for early withdrawal may apply. Fees may reduce earnings on the account | 3.55% | $355 |
| 18 monthsPenalty for early withdrawal may apply. Fees may reduce earnings on the account | 3.29% | $498 |
| 24 monthsPenalty for early withdrawal may apply. Fees may reduce earnings on the account | 3.29% | $669 |
| 30 monthsPenalty for early withdrawal may apply. Fees may reduce earnings on the account | 3.24% | $830 |
| 36 monthsPenalty for early withdrawal may apply. Fees may reduce earnings on the account | 3.24% | $1,004 |
| 48 monthsPenalty for early withdrawal may apply. Fees may reduce earnings on the account | 3.24% | $1,360 |
| 60 monthsPenalty for early withdrawal may apply. Fees may reduce earnings on the account | 3.24% | $1,728 |
Special-purpose accounts
Individual Retirement Accounts (IRA's) Certificates of Deposit
Up to 3.65%APY · 9 terms
The CD rates are also available as IRAs. Penalty for early withdrawal may apply. Fees may reduce earnings on the account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsPenalty for early withdrawal may apply. Fees may reduce earnings on the account | 1.56% | $39 |
| 6 monthsPenalty for early withdrawal may apply. Fees may reduce earnings on the account | 3.65% | $181 |
| 12 monthsPenalty for early withdrawal may apply. Fees may reduce earnings on the account | 3.55% | $355 |
| 18 monthsPenalty for early withdrawal may apply. Fees may reduce earnings on the account | 3.29% | $498 |
| 24 monthsPenalty for early withdrawal may apply. Fees may reduce earnings on the account | 3.29% | $669 |
| 30 monthsPenalty for early withdrawal may apply. Fees may reduce earnings on the account | 3.24% | $830 |
| 36 monthsPenalty for early withdrawal may apply. Fees may reduce earnings on the account | 3.24% | $1,004 |
| 48 monthsPenalty for early withdrawal may apply. Fees may reduce earnings on the account | 3.24% | $1,360 |
| 60 monthsPenalty for early withdrawal may apply. Fees may reduce earnings on the account | 3.24% | $1,728 |
Sources (1)
- theksb.com/personal · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.