Bank · FDIC insured
Community Bank Topeka CD Rates
Community Bank Topeka’s best CD rate is 3.85% APY on a 6-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Community Bank Topeka’s CD rates compare
Compared with banks and credit unions near Topeka, KS, where Community Bank Topeka has the most branches. $10,000, best rate first.
This bank’s best
Community Bank Topeka
3.85%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $191
Certificates of Deposit
Top rate
Community National Bank
5.09%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,818
2nd-highest rate
Topeka Firemen's Credit Union
4.55%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $455
Community Bank Topeka CD score
79
CD score
Higher than 50% of U.S. banks and credit unions
- 3–8 months3–8 mo3.85%
- 9–15 months9–15 mo3.85%
- 16–30 months16–30 mo2.00%
- 31–60 months31–60 mo2.00%
- QualifiedQualified3.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Community Bank Topeka ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.85%APY · 9 terms
Personal accounts only. Minimum balance to open and obtain APY is $1,000.00. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.00% | $50 |
| 6 months | 3.85% | $191 |
| 12 months | 3.85% | $385 |
| 18 months | 2.00% | $301 |
| 24 months | 2.00% | $404 |
| 30 months | 2.00% | $508 |
| 36 months | 2.00% | $612 |
| 48 months | 2.00% | $824 |
| 60 months | 2.00% | $1,041 |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
Individual Retirement Accounts (IRA)
Up to 3.85%APY · 9 terms
Personal accounts only. Minimum balance to open and obtain APY is $1,000.00 ($100.00 for 18 Month Variable IRA). A penalty may be imposed for early withdrawal. Rates are subject to change at any time.
| Term | APY · $100 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | — | 2.00% | 2.00% | $50 |
| 6 months | — | 3.85% | 3.85% | $191 |
| 12 months | — | 3.85% | 3.85% | $385 |
| 18 months | — | 2.00% | 2.00% | $301 |
| 18 monthsVariable rate IRA. Minimum balance to open and obtain APY is $100.00. Rates are subject to change at any time | 2.00% | — | 2.00% | $301 |
| 24 months | — | 2.00% | 2.00% | $404 |
| 30 months | — | 2.00% | 2.00% | $508 |
| 36 months | — | 2.00% | 2.00% | $612 |
| 48 months | — | 2.00% | 2.00% | $824 |
| 60 months | — | 2.00% | 2.00% | $1,041 |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.